2971 W Lone Cactus Dr, Phoenix, AZ 85027 Property Records

Maricopa County property record for 2971 W Lone Cactus Dr, Phoenix, AZ 85027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,101 sqft · built 1998
Lot Size	0.098 acres (4,265 sqft)
Owner	Individual Name on Record
Last Sale	$136,726 (Oct 2013)
Tax Bill	$1,314 (2025)
Deeds & Mortgages	Oct 2017 Transfer Oct 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`206-41-185`

Property Details

APN / Parcel Number

Primary APN	`206-41-185`
Alternative APN	`206411851`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,101 sqft Living Area
Gross Area	1,213 sqft
1st Floor Area	1,101 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	4,265 sqft (0.098 acres)
Parking Spaces	2 Parking Spaces
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2971 W LONE CACTUS DR
City	PHOENIX
State	AZ
Zip	85027-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-M
Legal Description	FOOTHILLS NORTH 2 MCR 411-41
Legal Range	2E
Legal Township	4N
Legal Section	23
Legal Subdivision	FOOTHILLS NORTH 2
Legal Lot Number	515
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2005
Census Tract	614602

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2971 W LONE CACTUS DR, PHOENIX, AZ 85027-2312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2017	Quit Claim Deed, Transfer Quitclaim
Oct 30, 2017	Quit Claim Deed, Transfer · Conventional Mortgage DESERT SCHOOLS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2013 · Amount on Record
Deed Sale	Oct 29, 2013 · Amount on Record
Prior Sale	Mar 26, 1998 · Amount on Record
Deed Document Number	2013945241
Last Transfer Date	Nov 5, 2013
Transfer Doc	0000982934
Record Updated	Sep 20, 2026

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 30, 2017
Property Address	2971 W LONE CACTUS DR, PHOENIX, AZ 85027-2312
Document Number	0000802314
Instrument Date	Oct 5, 2017
Instrument	802314
Transaction Type	Transfer
Record Updated	Nov 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2971 W LONE CACTUS DR PHOENIX AZ 850272312, PHOENIX, AZ 85027-2312

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 30, 2017
Property Address	2971 W LONE CACTUS DR, PHOENIX, AZ 85027-2312
Document Number	0000802315
Instrument Date	Oct 5, 2017
Instrument	802315
Transaction Type	Transfer
Record Updated	Nov 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2971 W LONE CACTUS DR PHOENIX AZ 850272312, PHOENIX, AZ 85027-2312

Mortgage

Document Number	802316
Date	Oct 30, 2017
Instrument	802316

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,020 (+134.31%)	$300,200 (+1.04%) Land $60,000 Building $240,200
2025	$1,314.00 (+2.98%)	$12,812 (-58.29%)	$297,100 (-3.29%) Land $59,400 Building $237,700
2024		$30,720	$307,200 Land $61,400 Building $245,800
2023	$1,276.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.1% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: AirFiber WISP, T-Mobile.

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