Montgomery County property record for 2971 Shepperton Ter, Silver Spring, MD 20904
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 960 sqft · built 1984 |
| Lot Size | 0.025 acres (1,080 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Apr 2026) |
| Tax Bill | $3,471 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02284288 |
| Primary APN | 05-02284288 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 480 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,080 sqft (0.025 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02284288 |
|---|---|
| Street Address | 2971 SHEPPERTON TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-6717 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | THD |
| Legal Description | EDWARDS ADD FAIRLAND |
| Legal Subdivision | FAIRLAND HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 131 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 701414 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2971 SHEPPERTON TER, SILVER SPRING, MD 20904-6717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 15, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Oct 20, 2022 | Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Oct 20, 2022 · Amount on Record |
| Deed Book / Page | 70368 / 109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2971 SHEPPERTON TER, SILVER SPRING, MD 20904-6717 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | OLD REPUBLIC NATIONAL INSURANCE COMPANY, OLD REPUBLIC NATIONAL INS CO |
| Name | Verified Name |
|---|---|
| Address | 2971 SHEPPERTON TER, SILVER SPRING, MD 20904-6717 |
| Document Number | 0678820338 |
|---|---|
| Date | Apr 5, 2024 |
| Book Page | 67882/338 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 15, 2026 |
| Property Address | 2971 SHEPPERTON TER, SILVER SPRING, MD 20904-6717 |
| Document Number | 7036000109 |
| Book / Page | 70368 / 109 |
| Instrument Date | Apr 10, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $343,400.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 2971 SHEPPERTON TER, SILVER SPRING, MD 20904-6717 |
| Document Number | 7036000119, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 70368/119 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 20, 2022 |
| Property Address | 2971 SHEPPERTON TER, SILVER SPRING, MD 20904-6717 |
| Document Number | 0664100466 |
| Book / Page | 66410 / 466 |
| Map Reference | MB 121 PL 14227 |
| Instrument Date | Oct 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2971 SHEPPERTON TER, SILVER SPRING, MD 20904-6717 |
| Document Number | 0066410473 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 66410/473 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,600 (+11.75%) Land $125,000 Building $169,600 | $294,600 (-) Land $125,000 Building $169,600 | |
| 2025 | $3,471.00 (+14.4%) | $263,633 (+30.71%) | $294,600 (+46.06%) Land $125,000 Building $169,600 |
| 2024 | $3,034.00 (+69.31%) | ||
| 2023 | $201,700 Land $125,000 Building $76,700 | $201,700 Land $125,000 Building $76,700 | |
| 2022 | $1,792.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2007 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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