2971 Shannon Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 2971 Shannon Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1998
Lot Size	4.23 acres (184,259 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Aug 2022)
Tax Bill	$2,384 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`450-0010-02203`

Property Details

APN / Parcel Number

Primary APN	`450-0010-02203`
Alternative APN	`1134402`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,008 sqft Gross Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	184,259 sqft (4.23 acres)
Garage Area	1,120 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1134402
Street Address	2971 SHANNON RD
City	DULUTH
State	MN
Zip	55810-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	PART OF NE1/4 OF SW1/4 DESCRIBED AS FOLLOWSCOMM AT NE COR OF FORTY THENCE SLY ALONG ELINE OF FORTY 340 FT TO PT OF BEG THENCE
Legal Range	15W
Legal Township	49N
Legal Section	16
Legal Subdivision	MIDWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1033
Census Tract	10200

Owner

2971 Shannon Rd is owned and occupied by an individual who bought it in August 2022.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2971 SHANNON RD, DULUTH, MN 55810-2135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · FHA Mortgage LEND SMART MORTGAGE LLC
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP
Apr 2, 2018	Grant Deed, Transfer · Conventional with PMI COMPEER FIN'L FLCA
Apr 2, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2022 · Amount on File
Deed Sale	Aug 3, 2022 · Amount on File
Prior Sale	Apr 2, 2018 · Amount on File
Deed Document Number	20221448839
Prior Transfer Date	Jul 31, 2015
Prior Transfer Doc	00A1267044
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 3, 2022
Property Address	2971 SHANNON RD, DULUTH, MN 55810-2135
Document Number	0001448839
Instrument Date	Jul 21, 2022
Instrument	1448839
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2971 SHANNON RD, DULUTH, MN 55810-2135

Mortgage

Document Number	0001448840
Date	Aug 3, 2022
Instrument	1448840

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2971 SHANNON RD, DULUTH, MN 55810-2135
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001417281
Date	Jun 23, 2021
Instrument	1417281

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Dec 1, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 2, 2018
Property Address	2971 SHANNON RD, DULUTH, MN 55810-2135
Document Number	00A1330318
Instrument Date	Mar 9, 2018
Instrument	A1330318
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2971 SHANNON RD PROCTOR MN 558102135, PROCTOR, MN 55810-2135

Mortgage

Document Number	A1330319
Date	Apr 2, 2018
Instrument	A1330319

Lender

Name	COMPEER FIN'L FLCA
Address	SUN PRAIRIE, WI 53590

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 2, 2018
Property Address	2971 SHANNON RD, DULUTH, MN 55810-2135
Document Number	00A1330317
Instrument Date	Mar 6, 2018
Instrument	A1330317
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7500 DALLAS PARKWAY STE300 PLANO TX 75024, PLANO, TX 75024
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 2971 Shannon Rd was $2,384 with a homeowner's exemption, up 13.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,384.00 (+13.85%) Homeowner's exemption
2025	$2,094.00 (-8.32%) Homeowner's exemption	$259,000 (+17.04%) Land $38,800 Building $220,200	$259,000 (+17.04%) Land $38,800 Building $220,200
2024	$2,284.00	$221,300 Land $39,400 Building $181,900	$221,300 Land $39,400 Building $181,900
2022		$159,600 Land $37,200 Building $122,400	$159,600 Land $37,200 Building $122,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2971 Shannon Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2971 Shannon Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber, Verizon.

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