2971 Saint James Ln, Melbourne, FL 32935 Property Records

Brevard County property record for 2971 Saint James Ln, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 1997
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Feb 2026)
Tax Bill	$3,510 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-37-07-02-*-36`

Property Details

APN / Parcel Number

Primary APN	`27-37-07-02-*-36`
Alternative APNs	`27-37-07-02-00000.0-0036.00` `2734878`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,572 sqft Living Area
Gross Area	1,962 sqft
1st Floor Area	1,572 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	360 sqft
Porch	Florida Room
Porch Area	30 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2734878
Street Address	2971 SAINT JAMES LN
City	MELBOURNE
State	FL
Zip	32935-3604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	JAMES LANDING P.U.D. TRACT B-2 LOT 36
Legal Range	37E
Legal Township	27S
Legal Section	07
Legal Subdivision	JAMES LANDING P.U.D. TRACT B-2
Legal Tract	B-2
Legal Lot Number	36
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1001
Census Tract	64123

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2971 SAINT JAMES LN, MELBOURNE, FL 32935-3604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Warranty Deed, Transfer · FHA Mortgage THE LOAN STORE INC
Jul 1, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Jul 1, 2020 · Amount on Record
Deed Document Number	202636892
Deed Book / Page	10554 / 1648
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 24, 2026
Property Address	2971 SAINT JAMES LN, MELBOURNE, FL 32935-3604
Document Number	0105541648
Book / Page	10554 / 1648
Map Reference	MB 41 PG 10-12
Instrument Date	Feb 23, 2026
Instrument	2026036892
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4363 MASTHEAD AVE, ROCKLEDGE, FL 32955-4837

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2971 SAINT JAMES LN, MELBOURNE, FL 32935-3604

Mortgage

Document Number	0105541649
Date	Feb 24, 2026
Instrument	10554/1649

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 1, 2020
Property Address	2971 SAINT JAMES LN, MELBOURNE, FL 32935-3604
Document Number	0087832299
Book / Page	8783 / 2299
Map Reference	MB 41 PG 10-12
Instrument Date	Jul 1, 2020
Instrument	2020140343
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	AURORA T&E OF BREVARD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9576 EVERECENT WAY #12031203, 9576, ORLANDO, FL 32836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2971 SAINT JAMES LN, MELBOURNE, FL 32935-3604

Mortgage

Document Number	87832300
Date	Jul 1, 2020
Instrument	8783/2300

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,840 (+2.7%)	$290,420 (-6.54%)
2025	$3,510.00 (+8.23%) Homeowner's exemption	$233,540 (+5.99%)	$310,740 (+4.75%) Land $70,000 Building $240,740
2023	$3,243.00 (+6.4%) Homeowner's exemption	$220,350 (+3%)	$296,650 (+6.67%) Land $75,000 Building $221,650
2022	$3,048.00 Homeowner's exemption	$213,940	$278,110 Land $60,000 Building $218,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	9 (1995–2022)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Tropical Storm Fay, Aug 2008 · 4 claims Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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