2971 Red Oak Ct, Centerton, AR 72719 Property Records

Benton County property record for 2971 Red Oak Ct, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,212 sqft · built 2016
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$589,000 (Apr 2019)
Tax Bill	$8,802 (2026)
Deeds & Mortgages	Apr 2019 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-04391-000`

Property Details

APN / Parcel Number

Primary APN	`06-04391-000`
Alternative APNs	`151069.0` `151069`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,212 sqft Living Area
Gross Area	4,861 sqft
1st Floor Area	2,470 sqft
Upper Floors Area	1,742 sqft
Flooring	Wood

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	649 sqft
Driveway	Concrete Driveway
Driveway Area	1,334 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	349 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	151069
Street Address	2971 RED OAK CT
City	CENTERTON
State	AR
Zip	72719-8829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2007-868-873 10/23/07 SUBDIVISION IN 21-20-31 & 22-20-31
Legal Range	31
Legal Township	20
Legal Section	22
Legal Subdivision	OAK TREE-CENTERTON
Legal Lot Number	58
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	3
Census Block	3036
Census Tract	20806

Owner

2971 Red Oak Ct is owned and occupied by two individuals who bought it in April 2019.

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2971 RED OAK CT, CENTERTON, AR 72719-8829
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTHWEST MISSOURI BANK
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTHWEST MO BK
Apr 4, 2019	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE/AR LLC
Aug 4, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2019 · Amount on File
Deed Sale	Apr 4, 2019 · Amount on File
Prior Sale	Apr 4, 2019 · Amount on File
Deed Document Number	201915586
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	2971 RED OAK CT, CENTERTON, AR 72719-8829
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015587
Date	Apr 4, 2019
Instrument	2019015587

Lender

Name	SOUTHWEST MISSOURI BANK
Type	Bank
Address	CARTHAGE, MO 64836

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	2971 RED OAK CT, CENTERTON, AR 72719-8829
Document Number	0000067056
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2971 RED OAK CT CENTERTON AR 727198829, CENTERTON, AR 72719-8829

Mortgage

Document Number	0000067056
Date	Dec 11, 2019
Instrument	67056

Lender

Name	SOUTHWEST MO BK
Type	Bank
Address	JOPLIN, MO 64804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 10, 2034

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Apr 4, 2019
Property Address	2971 RED OAK CT, CENTERTON, AR 72719-8829
Document Number	0000015585
Instrument Date	Feb 25, 2019
Instrument	15585
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	STEWART TITLE, STEWART TITLE/AR LLC

Transaction

Amount	Amount on Record
Tax	$1,943.70
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2971 RED OAK CT CENTERTON AR 727198829, CENTERTON, AR 72719-8829

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Aug 4, 2017
Property Address	2971 RED OAK CT, CENTERTON, AR 72719-8829
Document Number	0000D48303
Instrument Date	Jul 31, 2017
Instrument	D48303
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2017
Title Company	FIRST NATIONAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,897.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2971 RED OAK CT CENTERTON AR 727198829, CENTERTON, AR 72719-8829

Mortgage

Document Number	M161667
Date	Aug 4, 2017
Instrument	M161667

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 3, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 2971 Red Oak Ct was $8,802 with a homeowner's exemption, up 5.9% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,802.00 (+5.95%) Homeowner's exemption	$173,510 (-) Land $25,000 Building $148,510	$867,550 Land $125,000 Building $742,550
2025	$8,308.00 Homeowner's exemption	$173,510 Land $25,000 Building $148,510
2024			$867,550 (+40.31%) Land $125,000 Building $742,550
2023	$7,629.00	$123,660 Land $14,000 Building $109,660	$618,300 Land $70,000 Building $548,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2971 Red Oak Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2971 Red Oak Ct is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 65% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Brightspeed Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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