2971 NW 43rd Ter, Miami, FL 33142 Property Records

Miami-Dade County property record for 2971 NW 43rd Ter, Miami, FL 33142

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1930
Lot Size	0.09 acres (3,915 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Apr 2026)
Tax Bill	$1,912 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30-3121-026-1790`

Property Details

APN / Parcel Number

Primary APN	`30-3121-026-1790`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2006
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Frame
Lot Area	3,915 sqft (0.09 acres)
Lot Dimensions	87 ft deep x 45 ft wide
Porch	Porch
Porch Area	56 sqft
Patio Area	25 sqft

Location & Zoning

Street Address	2971 NW 43RD TER
City	MIAMI
State	FL
Zip	33142-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5700
Legal Description	ROOSEVELT PARKPB 9-90 LOTS 26 & W1/2 LOT 27 BLK 6 LOT SIZE 45.000 X87 OR 17791-1132 0797 4
Legal Range	41E
Legal Township	53S
Legal Section	21
Legal Subdivision	ROOSEVELT PARK
Legal Block	6
Legal Lot Number	26,27
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2012
Census Tract	1702

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2971 NW 43RD TER, MIAMI, FL 33142-4413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage JGM INC
Oct 19, 2023	Deed of Trust, Mortgage · Line of Credit JGM INC
Apr 13, 2026	Warranty Deed, Transfer · FHA Mortgage NATIONWIDE MORTGAGE BANKERS INC
Oct 21, 2025	Warranty Deed, Construction Loan · Construction Mortgage ALTO CAPITAL HOLDINGS LLC
Oct 21, 2025	Quit Claim Deed, Transfer TITLE GUARANTY, TTL GUARANTY OF SOUTH FL INC
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Oct 21, 2025 · Amount on Record
Deed Document Number	2026244642
Deed Book / Page	35249 / 3524
Prior Transfer Date	Oct 16, 2025
Prior Transfer Doc	0000796724
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	2971 NW 43RD TER, MIAMI, FL 33142-4413
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2971 NW 43RD TER, MIAMI, FL 33142-4413

Mortgage

Document Number	0000162950
Date	Mar 5, 2021
Book Page	32383/4487
Instrument	2021R0162950

Lender

Name	JGM INC
Type	Non-Lending Institution
Address	MIAMI, FL 33143

Agreement

Amount	Amount Recorded

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	2971 NW 43RD TER, MIAMI, FL 33142-4413
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2971 NW 43RD TER, MIAMI, FL 33142-4413

Mortgage

Document Number	0000749133
Date	Oct 19, 2023
Book Page	33932/13
Instrument	2023R0749133

Lender

Name	JGM INC
Type	Non-Lending Institution
Address	MIAMI, FL 33143

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Apr 13, 2026
Property Address	2971 NW 43RD TER, MIAMI, FL 33142-4413
Document Number	0000244642
Book / Page	35249 / 3524
Instrument Date	Mar 24, 2026
Instrument	2026.244642
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	CORAL GABLES TITLE COMPANY, CORAL GABLES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000244643,
Date	Apr 13, 2026
Instrument	2026..244643

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

October 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Oct 21, 2025
Property Address	2971 NW 43RD TER, MIAMI, FL 33142-4413
Document Number	0000796725
Book / Page	34996 / 2697
Map Reference	MB 9 PG 90
Instrument Date	Oct 16, 2025
Instrument	2025R0796725
Transaction Type	Construction Loan
Record Updated	Nov 5, 2025
Title Company	TITLE GUARANTY, TTL GUARANTY OF SOUTH FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2971 NW 43RD TER, MIAMI, FL 33142-4413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 E ISLAND BLVD APT 2602, 2602, AVENTURA, FL 33160-4945

Mortgage

Document Number	0000002699
Date	Oct 21, 2025
Instrument	34996/2699

Lender

Name	ALTO CAPITAL HOLDINGS LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	16 Months
Due	Feb 1, 2027

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Oct 21, 2025
Property Address	2971 NW 43RD TER, MIAMI, FL 33142-4413
Document Number	0000796724
Book / Page	34996 / 2695
Map Reference	MB 9 PG 90
Instrument Date	Oct 10, 2025
Instrument	2025R0796724
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	TITLE GUARANTY, TTL GUARANTY OF SOUTH FL INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 NW 69TH TER, MIAMI, FL 33147-6737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2971 NW 43RD TER, MIAMI, FL 33142-4413

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	2971 NW 43RD TER, MIAMI, FL 33142-4413
Document Number	0000257559
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2971 NW 43RD TER MIAMI FL 331424413, MIAMI, FL 33142-4413

Mortgage

Document Number	0000257559
Date	Apr 30, 2020
Book Page	031918/001374
Instrument	257559

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	MIAMI, FL 33125

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	9.25%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,912.00 (+2.69%)	$111,331 (+2.9%)	$245,199 (-0.07%) Land $137,025 Building $108,174
2024	$1,862.00 (+11.5%) Homeowner's exemption	$108,194 (+3%)	$245,372 (+12.52%) Land $137,087 Building $108,285
2023	$1,670.00 (+5.7%) Homeowner's exemption	$105,043 (+3%)	$218,065 (+24.42%) Land $109,669 Building $108,396
2022	$1,580.00 Homeowner's exemption	$101,984	$175,264 Land $70,576 Building $104,688

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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