2971 Mesa Grove Rd, Fallbrook, CA 92028 Property Records

San Diego County property record for 2971 Mesa Grove Rd, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,767 sqft · built 2013
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Company Names on Record
Last Sale	$795,000 (Jun 2017)
Tax Bill	$9,613 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Apr 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`125-210-16-00`

Property Details

APN / Parcel Number

Primary APN	`125-210-16-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,767 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	49,223 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2971 MESA GROVE RD
City	FALLBROOK
State	CA
Zip	92028-8008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 2 TR 014748
Legal Subdivision	SAN DIEGO #4729-1
Legal Tract	014748
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2024
Census Tract	18805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2971 MESA GROVE RD, FALLBROOK, CA 92028-8008
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 12, 2020	Quit Claim Deed, Transfer GIANT REALTY INC
Mar 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage GIANT REALTY INC
Jun 13, 2017	Grant Deed, Transfer · ARM CITADEL SERVICING CORPORATION
Aug 21, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FIRSTBANK
Aug 17, 2017	Quit Claim Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on Record
Deed Sale	Jun 13, 2017 · Amount on Record
Prior Sale	Dec 30, 2013 · Amount on Record
Deed Document Number	2017264110
Last Transfer Date	Jul 31, 2024
Transfer Doc	0000205152
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2971 MESA GROVE RD, FALLBROOK, CA 92028-8008
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2971 MESA GROVE RD, FALLBROOK, CA 92028-8008

Mortgage

Document Number	0000315059
Date	Nov 7, 2025
Instrument	2025-0315059

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2045

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2971 MESA GROVE RD, FALLBROOK, CA 92028-8008
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	US FIDELITY TITLE COMPANY, FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2971 MESA GROVE RD, FALLBROOK, CA 92028-8008

Mortgage

Document Number	0000270556
Date	Apr 7, 2021
Instrument	2021-0270556

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 12, 2020
Property Address	2971 MESA GROVE RD, FALLBROOK, CA 92028-8008
Document Number	0000072254
Instrument Date	Feb 5, 2020
Instrument	72254
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2971 MESA GROVE RD FALLBROOK CA 920288008, FALLBROOK, CA 92028-8008

Mortgage

Document Number	72255
Date	Feb 12, 2020
Instrument	72255

Lender

Name	GIANT REALTY INC
Address	CUPERTINO, CA 95014

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2971 MESA GROVE RD, FALLBROOK, CA 92028-8008
Document Number	0000125334
Instrument Date	Mar 30, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2971 MESA GROVE RD FALLBROOK CA 920288008, FALLBROOK, CA 92028-8008

Mortgage

Document Number	0000125334
Date	Apr 9, 2019
Instrument	125334

Lender

Name	GIANT REALTY INC
Address	CUPERTINO, CA 95014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 13, 2017
Property Address	2971 MESA GROVE RD, FALLBROOK, CA 92028-8008
Document Number	0000264110
Map Reference	MAP14748
Instrument Date	Apr 20, 2017
Instrument	2017-0264110
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE365

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2971 MESA GROVE RD, FALLBROOK, CA 92028-8008

Mortgage

Document Number	0000264111
Date	Jun 13, 2017
Instrument	2017-0264111

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	7.75%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	13.7%

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2017
Property Address	2971 MESA GROVE RD, FALLBROOK, CA 92028-8008
Document Number	0000379345
Map Reference	MAP14748
Instrument Date	Nov 2, 2016
Instrument	2017-0379345
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3971 MESA GROVE RD, FALLBROOK, CA 92028

Mortgage

Document Number	0000379346
Date	Aug 21, 2017
Instrument	2017-0379346

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Dec 1, 2046

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 17, 2017
Property Address	2971 MESA GROVE RD, FALLBROOK, CA 92028-8008
Document Number	0000375460
Instrument Date	Nov 2, 2016
Instrument	375460
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	LINEAR SETTLEMENT SERVICES LLC, LINEAR SETTLEMENT SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2971 MESA GROVE RD FALLBROOK CA 920288008, FALLBROOK, CA 92028-8008

Mortgage

Document Number	375461
Date	Aug 17, 2017
Instrument	375461

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$941,110 (+2%) Land $313,186 Building $627,924
2025	$9,613.00 (+4.27%) Homeowner's exemption	$922,658 (+4.04%) Land $307,046 Building $615,612
2023	$9,219.00 (+1.74%) Homeowner's exemption	$886,832 Land $295,124 Building $591,708
2022	$9,061.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 units insured incl. 8 condo units
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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