2971 Iris Ave, San Diego (San Ysidro), CA 92173 Property Records

San Diego County property record for 2971 Iris Ave, San Diego, CA 92173

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,286 sqft · built 1977
Lot Size	0.104 acres (4,548 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Dec 2020)
Tax Bill	$7,140 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`634-171-04-00`

Property Details

APN / Parcel Number

Primary APN	`634-171-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,286 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Duplex Single
Lot Area	4,548 sqft (0.104 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2971 IRIS AVE
City	SAN YSIDRO
State	CA
Zip	92173-1126
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	AR-1-1
Legal Description	LOT 1 TR 008406
Legal Subdivision	IRIS GARDENS
Legal Tract	008406
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	10106

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2971 IRIS AVE, SAN YSIDRO, CA 92173-1126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 7, 2020	Grant Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP
Dec 7, 2020	Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO
Sep 13, 2017	Grant Deed, Transfer · Conventional with PMI BAY EQUITY
Sep 13, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Prior Sale	Sep 13, 2017 · Amount on Record
Deed Document Number	2020782878
Prior Transfer Date	Nov 20, 2020
Prior Transfer Doc	0000782877
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2971 IRIS AVE, SAN DIEGO, CA 92173-1126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000490498
Date	Oct 29, 2019
Instrument	2019-0490498

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Nov 1, 2019

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 7, 2020
Property Address	2971 IRIS AVE, SAN DIEGO, CA 92173-1126
Document Number	0000782878
Map Reference	MAP 8406
Instrument Date	Dec 2, 2020
Instrument	2020-0782878
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2971 IRIS AVE, SAN YSIDRO, CA 92173-1126

Mortgage

Document Number	0000782879
Date	Dec 7, 2020
Instrument	2020-0782879

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 7, 2020
Property Address	2971 IRIS AVE, SAN DIEGO, CA 92173-1126
Document Number	0000782877
Instrument Date	Nov 20, 2020
Instrument	782877
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2971 IRIS AVE SAN YSIDRO CA 921731126, SAN YSIDRO, CA 92173-1126

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2017
Property Address	2971 IRIS AVE, SAN DIEGO, CA 92173-1126
Document Number	0000420822
Instrument Date	Jul 19, 2017
Instrument	420822
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2971 IRIS AVE SAN DIEGO CA 921731126, SAN DIEGO, CA 92173-1126

Mortgage

Document Number	420824
Date	Sep 13, 2017
Instrument	420824

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2017
Property Address	2971 IRIS AVE, SAN DIEGO, CA 92173-1126
Document Number	0000420823
Instrument Date	Jul 14, 2017
Instrument	420823
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2971 IRIS AVE SAN DIEGO CA 921731126, SAN DIEGO, CA 92173-1126

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$552,037 (+2%) Land $375,386 Building $176,651
2025	$7,140.00 (+15.95%)	$541,214 (+4.04%) Land $368,026 Building $173,188
2023	$6,158.00 (+1.94%)	$520,200 Land $353,736 Building $166,464
2022	$6,041.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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