2971 Freezer Locker Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 2971 Freezer Locker Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,813 sqft · built 1978
Lot Size	0.366 acres (15,960 sqft)
Owner	2 Individual Names on File
Last Sale	$71,500 (Jan 1991)
Tax Bill	$1,627 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03 90 1 1`

Property Details

APN / Parcel Number

Primary APN	`03 90 1 1`
Alternative APNs	`171900` `175515`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,813 sqft Heated Area
Gross Area	4,111 sqft
1st Floor Area	1,553 sqft
Basement Area	1,553 sqft
Finished Basement	777 sqft
Unfinished Basement	1,553 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,960 sqft (0.366 acres)
Lot Dimensions	168 ft deep x 95 ft wide
Garage Type	Carport
Garage Area	552 sqft
Carport	Carport
Carport Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	60 sqft
Deck Area	169 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	175515
Street Address	2971 FREEZER LOCKER RD
City	HUDSON
State	NC
Zip	28638-8757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2064 PG 447 YR 22 ST 0.00
Legal Subdivision	C H BRADSHAW & J H BRADSHAW
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2001
Census Tract	30600

Owner

2971 Freezer Locker Rd is owned and occupied by two individuals who acquired it in August 2022.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2971 FREEZER LOCKER RD, HUDSON, NC 28638-8757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 15, 2022	Intrafamily Transfer, Transfer
Jun 23, 2021	Intrafamily Transfer, Transfer
Jan 9, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1991 · Amount on File
Deed Sale	Jan 1, 1991 · Amount on File
Deed Book / Page	1044 / 810
Last Transfer Date	Aug 15, 2022
Transfer Doc	0020640447
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2971 FREEZER LOCKER RD, HUDSON, NC 28638-8757
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2971 FREEZER LOCKER RD, HUDSON, NC 28638-8757

Mortgage

Document Number	0020291818
Date	Aug 6, 2021
Book Page	2029/1818
Instrument	10060997

Lender

Name	TRUIST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2971 FREEZER LOCKER RD, HUDSON, NC 28638-8757
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020181572
Date	Apr 16, 2021
Book Page	2018/1572
Instrument	10056366

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Aug 15, 2022
Property Address	2971 FREEZER LOCKER RD, HUDSON, NC 28638-8757
Document Number	0020640447
Book / Page	2064 / 447
Instrument Date	Aug 15, 2022
Instrument	10075648
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2971 FREEZER LOCKER RD, HUDSON, NC 28638-8757

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Jun 23, 2021
Property Address	2971 FREEZER LOCKER RD, HUDSON, NC 28638-8757
Document Number	0020250796
Book / Page	2025 / 796
Instrument Date	Jun 23, 2021
Instrument	10059135
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2971 FREEZER LOCKER RD, HUDSON, NC 28638-8757

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2971 FREEZER LOCKER RD, HUDSON, NC 28638-8757
Document Number	0010029536
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2019
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2971 FREEZER LOCKER RD HUDSON NC 286388757, HUDSON, NC 28638-8757

Mortgage

Document Number	0010029536
Date	Jan 22, 2019
Book Page	001956/001030
Instrument	10029536

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2971 Freezer Locker Rd was $1,627, down 4.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,627.00 (-4.69%)	$260,200 (-) Land $14,100 Building $246,100
2025	$1,707.00 (+31.92%)	$260,200 Land $14,100 Building $246,100	$260,200 Land $14,100 Building $246,100
2024	$1,294.00
2023		$163,100 (+5.98%) Land $14,100 Building $149,000	$163,100 (+5.98%) Land $14,100 Building $149,000
2022	$1,199.00	$153,900 Land $14,100 Building $139,800	$153,900 Land $14,100 Building $139,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2971 Freezer Locker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2971 Freezer Locker Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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