2971 E Lydia St, Midland, MI 48640 Property Records

Midland County property record for 2971 E Lydia St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,092 sqft · built 1981
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,000 (Jun 2024)
Tax Bill	$2,326 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-056-500-190-00`

Property Details

APN / Parcel Number

Primary APN	`060-056-500-190-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,092 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	200 ft deep x 120 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2971 E LYDIA ST
City	MIDLAND
State	MI
Zip	48640-8545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T13N R2E LOT 19 KAUFFMAN SUB NO 2.
Legal Subdivision	KAUFFMAN SUB
Legal Lot Number	19
Jurisdiction	MIDLAND MI
Township / Civil Division	INGERSOLL
Census Block Group	2
Census Block	2007
Census Tract	291300

Owner

Source: Midland County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	66 N WIDENMIER ST, MIDLAND, MI 48640-9023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2024 · Amount on Record
Deed Sale	Jun 27, 2024 · Amount on Record
Prior Sale	Aug 3, 2021 · Amount on Record
Deed Book / Page	1673 / 540
Prior Transfer Date	Apr 28, 2016
Prior Transfer Doc	1596/0276
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Aug 3, 2021
Property Address	2971 E LYDIA ST, MIDLAND, MI 48640-8545
Document Number	1648/578
Book / Page	1648 / 578
Map Reference	LB E PG 28
Instrument Date	Jul 28, 2021
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	EMBASSY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2971 E LYDIA ST, 2971, MIDLAND, MI 48640-8545

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5870 SUMMERSET WOODS DR SE, ALTO, MI 49302-9073

Mortgage

Document Number	1648580
Date	Aug 3, 2021
Instrument	1648/580

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Ingersoll Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$90,200	$180,400
2024	$2,326.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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