2971 Camino Serbal, Carlsbad, CA 92009 Property Records

San Diego County property record for 2971 Camino Serbal, Carlsbad, CA 92009

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,561 sqft · built 2002
Lot Size0.18 acres (7,839 sqft)
OwnerCompany Name on File
Last Sale$551,000 (Jun 2001)
Tax Bill$8,526 (2025)
Deeds & MortgagesJan 2022 Mortgage
Apr 2018 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN255-290-16-00

Property Details

APN / Parcel Number

Primary APN255-290-16-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,561 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area7,839 sqft (0.18 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2971 CAMINO SERBAL
CityCARLSBAD
StateCA
Zip92009-2902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-C
Legal DescriptionLOT 588 TR 013636
Legal SubdivisionARROYO LA COST
Legal Tract013636
Legal Block5
Legal Lot Number588
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group5
Census Block5007
Census Tract20035

Owner

Source: San Diego County records · APN 255-290-16-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2971 CAMINO SERBAL, CARLSBAD, CA 92009-2902
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Apr 25, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Jun 28, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Jul 30, 2020Deed of Trust, Mortgage · VA Mortgage
VETERANS UNITED HM LNS
Aug 20, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 26, 2001 · Amount on Record
Deed SaleJun 26, 2001 · Amount on Record
Deed Document Number2001430749
Last Transfer DateAug 13, 2019
Transfer Doc0000352672
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2971 CAMINO SERBAL, CARLSBAD, CA 92009-2902
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanyFIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

NameVerified Name
Address2971 CAMINO SERBAL, CARLSBAD, CA 92009-2902

Mortgage

Document Number0000045892
DateJan 31, 2022
Instrument2022-0045892
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2971 CAMINO SERBAL, CARLSBAD, CA 92009-2902
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000163600
DateApr 25, 2018
Instrument2018-0163600
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 17, 2048

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2971 CAMINO SERBAL, CARLSBAD, CA 92009-2902
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000256837
DateJun 28, 2019
Instrument2019-0256837
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 20, 2049

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2971 CAMINO SERBAL, CARLSBAD, CA 92009-2902
Document Number0000430352
Instrument DateJul 30, 2020
Transaction TypeMortgage
Record UpdatedAug 14, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2971 CAMINO SERBAL CARLSBAD CA 920092902, CARLSBAD, CA 92009-2902

Mortgage

Document Number0000430352
DateAug 04, 2020
Instrument430352
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 03, 2050

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 20, 2019
Property Address2971 CAMINO SERBAL, CARLSBAD, CA 92009-2902
Document Number0000352672
Instrument DateAug 13, 2019
Instrument352672
Transaction TypeTransfer
Record UpdatedAug 28, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2971 CAMINO SERBAL CARLSBAD CA 920092902, CARLSBAD, CA 92009-2902

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCarlsbad City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$846,701 (+2%) Land $338,124 Building $508,577
2025$8,526.00 (-12.1%)$830,100 (+4.04%) Land $331,495 Building $498,605
2023$9,700.00 (+2.19%) Homeowner's exemption$797,869 Land $318,624 Building $479,245
2022$9,492.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Ting Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Based on FCC filings for 545 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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