2970 Joni Ln, San Marcos, CA 92069 Property Records

San Diego County property record for 2970 Joni Ln, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,272 sqft · built 2003
Lot Size	8.53 acres (371,567 sqft)
Owner	Individual Name on Record
Last Sale	$1,870,000 (Jun 2021)
Tax Bill	$23,217 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`178-221-05-00`

Property Details

APN / Parcel Number

Primary APN	`178-221-05-00`
Alternative APN	`1781004400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,272 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	371,567 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1781004400
Street Address	2970 JONI LN
City	SAN MARCOS
State	CA
Zip	92069-9644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 24-11-3W SWQ DOC77-9371 IN NWQ OF
Legal Range	03W
Legal Township	11
Legal Section	24
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1024
Census Tract	19208

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2970 JONI LN, SAN MARCOS, CA 92069-9644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU
Jun 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2021 · Amount on Record
Deed Sale	Jun 16, 2021 · Amount on Record
Prior Sale	Oct 8, 1999 · Amount on Record
Deed Document Number	2021443278
Prior Transfer Date	Jun 15, 2021
Prior Transfer Doc	0000443279
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2970 JONI LN, SAN MARCOS, CA 92069-9644
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2970 JONI LN, SAN MARCOS, CA 92069-9644

Mortgage

Document Number	0000054549
Date	Mar 3, 2023
Instrument	2023-0054549

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 16, 2021
Property Address	2970 JONI LN, SAN MARCOS, CA 92069-9644
Document Number	0000443279
Instrument Date	Jun 15, 2021
Instrument	2021-0443279
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2970 JONI LN, SAN MARCOS, CA 92069

Mortgage

Document Number	0000443280
Date	Jun 16, 2021
Instrument	2021-0443280

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,783,083 (+2%) Land $1,128,692 Building $654,391
2025	$23,217.00 (+7.56%)	$1,748,121 (+4.04%) Land $1,106,561 Building $641,560
2023	$21,585.00 (+1.63%)	$1,680,242 Land $1,063,593 Building $616,649
2022	$21,239.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1998–1999)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, San Diego Broadband, T-Mobile.

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