2970 Geneva St, Dearborn, MI 48124 Property Records

Wayne County property record for 2970 Geneva St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,532 sqft · built 1943
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$247,500 (May 2026)
Tax Bill	$5,022 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-283-04-025`

Property Details

APN / Parcel Number

Primary APN	`82-09-283-04-025`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	778 sqft
Unfinished Basement	778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	139 ft deep x 45 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2970 GENEVA ST
City	DEARBORN
State	MI
Zip	48124-3356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 271 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF WEST PARK SUB
Legal Subdivision	WEST PARK
Legal Lot Number	271
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2004
Census Tract	575300

Owner

2970 Geneva St is owned and occupied by an individual who bought it in May 2026.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	23241 OAK ST, DEARBORN, MI 48128-1307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer TITLE ONE
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage MMS MORTGAGE SERVICES LTD
Sep 29, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Apr 14, 2022	Intrafamily Transfer, Transfer TITLE SENSE INC, TITLE ONE INC
Mar 15, 2022	Warranty Deed, Transfer
May 9, 2019	Loan Modification, Mortgage · Conventional with PMI PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on File
Deed Sale	May 26, 2026 · Amount on File
Prior Sale	Jul 22, 2024
Deed Document Number	2026189760
Deed Book / Page	60303 / 661
Prior Transfer Date	Jul 17, 2024
Prior Transfer Doc	0589860544
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	May 26, 2026
Property Address	2970 GENEVA ST, DEARBORN, MI 48124-3356
Document Number	0000189760
Book / Page	60303 / 661
Instrument Date	May 13, 2026
Instrument	2026189760
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	TITLE ONE

Transaction

Amount	Amount on Record
Tax	$214,978.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23241 OAK ST, DEARBORN, MI 48128-1307

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Recording Date	May 18, 2026
Property Address	2970 GENEVA ST, DEARBORN, MI 48124-3356
Document Number	0000185289
Book / Page	60290 / 1208
Instrument Date	May 13, 2026
Instrument	2026185289
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23241 OAK ST, DEARBORN, MI 48128-1307

Mortgage

Document Number	0000185289,
Date	May 18, 2026
Book Page	60290/1208
Instrument	2026185289

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	2970 GENEVA ST, DEARBORN, MI 48124-3356
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	TITLE ONE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31130 PURITAN ST, LIVONIA, MI 48154-3377

Mortgage

Document Number	0574700274
Date	Mar 14, 2022
Book Page	57470/274
Instrument	2022069495

Lender

Name	MMS MORTGAGE SERVICES LTD
Type	Mortgage Company
Address	FARMINGTON, MI 48331

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	2970 GENEVA ST, DEARBORN, MI 48124-3356
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2970 GENEVA ST, DEARBORN, MI 48124-3356

Mortgage

Document Number	0578781266
Date	Sep 29, 2022
Book Page	57878/1266
Instrument	2022296377

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Apr 14, 2022
Property Address	2970 GENEVA ST, DEARBORN, MI 48124-3356
Document Number	0575651476
Book / Page	57565 / 1476
Map Reference	LB 38 PG 79
Instrument Date	Mar 20, 2022
Instrument	2022153307
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31130 PURITAN ST, 31130, LIVONIA, MI 48154-3377

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2970 GENEVA ST, DEARBORN, MI 48124-3356

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 15, 2022
Property Address	2970 GENEVA ST, DEARBORN, MI 48124-3356
Document Number	0574660325
Book / Page	57466 / 325
Map Reference	LB 38 PG 79
Instrument Date	Mar 10, 2022
Instrument	2022068191
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Amount	Amount on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2970 GENEVA ST, 2970, DEARBORN, MI 48124-3356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2970 GENEVA ST, DEARBORN, MI 48124-3356

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAYNE MI
Property Address	2970 GENEVA ST, DEARBORN, MI 48124-3356
Document Number	0551140246
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2970 GENEVA ST DEARBORN MI 481243356, DEARBORN, MI 48124-3356

Mortgage

Document Number	0551140246
Date	Jun 21, 2019
Book Page	055114/000246
Instrument	195545

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	480 Months
Due	Jun 20, 2059

Interest

Rate Type	Fixed Rate
Rate	6.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2970 Geneva St was $5,022 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,200 (+10.2%)	$246,400 (+10.2%)
2025	$5,022.00 Homeowner's exemption	$111,800	$223,600
2023		$90,300	$180,600
2019	$2,911.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2970 Geneva St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1985–2018)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2970 Geneva St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: 123.NET.

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