2970 Gamble St, Loudon, TN 37774 Property Records

Loudon County property record for 2970 Gamble St, Loudon, TN 37774

Property Summary

Property Type	Commercial
Details	1.5 ba · 95,510 sqft · built 2008
Lot Size	15.6 acres (682,585 sqft)
Owner	Company Name on File
Last Sale	$155,000 (Mar 2015)
Tax Bill	$49,278 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`048-041.04`

Property Details

APN / Parcel Number

Primary APN	`048-041.04`
Alternative APNs	`0104804804104` `053048 04104`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	149 Rooms
Units	2 Units
Stories	1 Story
Building Area	95,510 sqft Gross Area
1st Floor Area	95,510 sqft
Flooring	Concrete/Cement
Interior Walls	Metal

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Custom Design
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Metal
Lot Area	682,585 sqft (15.6 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	7,500 sqft
Carport	Carport
Carport Area	7,500 sqft
Parking Spaces	47 Parking Spaces
Utility Building	250 sqft
Total Buildings	9 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2970 GAMBLE ST
City	LOUDON
State	TN
Zip	37774-5758
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C2 R2
Legal Description	SWEETWATER CREEK PB: I PG: 304 LOT: 4R-1R
Legal Subdivision	SWEETWATER CREEK
Legal Lot Number	4R-1R
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	3
Census Block	3033
Census Tract	60600

Owner

2970 Gamble St, a commercial property, is owned by a company that bought it in March 2015.

Source: Loudon County records, as of December 29, 2025

Owner of Record	Company Name on File
Mailing Address	PO BOX 857, LOUDON, TN 37774-0857
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK
Sep 29, 2022	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Nov 8, 2017	Deed of Trust, Mortgage · Commercial Mortgage ATHENS FEDERAL COMUNITY BANK NA
Oct 21, 2019	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Oct 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Nov 16, 2020	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Aug 28, 2020	Loan Modification, Mortgage UNITED CMNTY BK
Aug 27, 2018	Trustee's Deed, Construction Loan · Line of Credit ATHENS FED'L CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2015 · Amount on File
Deed Sale	Mar 25, 2015 · Amount on File
Prior Sale	May 2, 2008 · Amount on File
Deed Book / Page	375 / 281
Transfer Doc	0000007180
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	2970 GAMBLE ST, LOUDON, TN 37774-5758
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2970 GAMBLE ST, LOUDON, TN 37774-5758

Mortgage

Document Number	0T1619/610
Date	Sep 29, 2022
Book Page	T1619/610
Instrument	22011314

Lender

Name	RENASANT BANK
Type	Bank
Address	MARYVILLE, TN 37802

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 25, 2027

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	2970 GAMBLE ST, LOUDON, TN 37774-5758
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2970 GAMBLE ST, LOUDON, TN 37774-5758

Mortgage

Document Number	0T1619/627
Date	Sep 29, 2022
Book Page	T1619/627
Instrument	22011316

Lender

Name	RENASANT BANK
Type	Bank
Address	MARYVILLE, TN 37802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Sep 25, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	2970 GAMBLE ST, LOUDON, TN 37774-5758
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T1348/587
Date	Nov 8, 2017
Book Page	T1348/587
Instrument	17009708

Lender

Name	ATHENS FEDERAL COMUNITY BANK NA
Type	Bank
Address	ATHENS, TN 37371

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	2970 GAMBLE ST, LOUDON, TN 37774-5758
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T1427/864
Date	Oct 21, 2019
Book Page	T1427/864
Instrument	19009281

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	CHAPPAQUA, NY 10514

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	94 Months
Due	Aug 10, 2027

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	2970 GAMBLE ST, LOUDON, TN 37774-5758
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T1425/519
Date	Oct 4, 2019
Book Page	T1425/519
Instrument	19008710

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	KNOXVILLE, TN 37922

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	2970 GAMBLE ST, LOUDON, TN 37774-5758
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2970 GAMBLE ST, LOUDON, TN 37774-5758

Mortgage

Document Number	T1491/890
Date	Nov 16, 2020
Book Page	T1491/890
Instrument	20012150

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	KNOXVILLE, TN 37922

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	23 Months
Due	Oct 20, 2022

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LOUDON TN
Property Address	2970 GAMBLE ST, LOUDON, TN 37774-5758
Document Number	0000009243
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2970 GAMBLE ST LOUDON TN 377745758, LOUDON, TN 37774-5758

Mortgage

Document Number	0000009243
Date	Sep 11, 2020
Book Page	001478/000497
Instrument	9243

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	KNOXVILLE, TN 37922

Agreement

Amount	Amount on Record
Term	60 Months
Due	Sep 10, 2025

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LOUDON TN
Recording Date	Aug 27, 2018
Property Address	2970 GAMBLE ST, LOUDON, TN 37774-5758
Book / Page	001379 / 000817
Instrument Date	Aug 14, 2018
Instrument	7141
Transaction Type	Construction Loan
Record Updated	Sep 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2970 GAMBLE ST LOUDON TN 377745758, LOUDON, TN 37774-5758

Mortgage

Document Number	0000007141
Date	Aug 27, 2018
Book Page	001379/000817
Instrument	7141

Lender

Name	ATHENS FED'L CMNTY BK
Type	Bank
Address	ATHENS, TN 37371-0869

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2970 Gamble St was $49,278, up 67.3% from the year before.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Loudon City
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$49,278.00 (+67.29%)	$1,665,760 (-) Land $179,440 Building $1,486,320	$4,164,400 Land $448,600 Building $3,715,800
2024	$29,456.00	$1,665,760 (-) Land $179,440 Building $1,486,320
2023		$1,665,760 (-) Land $179,440 Building $1,486,320
2022	$18,311.00	$1,665,760 Land $179,440 Building $1,486,320	$4,164,400 (-) Land $448,600 Building $3,715,800
2021			$4,164,400 Land $448,600 Building $3,715,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2970 Gamble St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2970 Gamble St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Gamble St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures