2970 E Phillips Lake Loop Rd, Shelton, WA 98584 Property Records

Mason County property record for 2970 E Phillips Lake Loop Rd, Shelton, WA 98584

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,550 sqft · built 2019
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Oct 2016)
Tax Bill	$5,890 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`22005-50-00030`

Property Details

APN / Parcel Number

Primary APN	`22005-50-00030`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	3,182 sqft
1st Floor Area	1,550 sqft
Basement Area	1,536 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Width	105 ft Width
View / Lot	Water
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2970 E PHILLIPS LAKE LOOP RD
City	SHELTON
State	WA
Zip	98584-8111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5
Legal Description	PHILLIPS LAKE DIV. 1 TRS 30 & INT IN TR 15 DIV #2 & TR 88 DIV #4 OF PHILLIPS LAKE
Legal Subdivision	PHILLIPS LAKE DIV. 1
Legal Tract	30,15,88
Legal Lot Number	30
Jurisdiction	MASON WA
Township / Civil Division	TIMBER LAKE-HARSTINE ISLAND
Census Block Group	2
Census Block	2001
Census Tract	961102

Owner

Source: Mason County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2970 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 3, 2018	Trustee's Deed, Construction Loan · Construction Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2016 · Amount on Record
Deed Sale	Oct 6, 2016 · Amount on Record
Deed Document Number	20162063526
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	2970 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002123415
Date	Dec 30, 2019
Instrument	2123415

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MASON WA
Recording Date	Apr 3, 2018
Property Address	2970 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584
Instrument Date	Mar 28, 2018
Instrument	2090484
Transaction Type	Construction Loan
Record Updated	Apr 11, 2018
Title Company	LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2970 E PHILLIPS LAKE LOOP RD SHELTON WA 98584, SHELTON, WA 98584

Mortgage

Document Number	0002090484
Date	Apr 3, 2018
Instrument	2090484

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Mason County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Mason County
Unified School District	Pioneer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,008,205 (+38.12%) Land $144,810 Building $863,395	$1,008,205 (+38.12%) Land $144,810 Building $863,395
2025	$5,890.00 (+5.44%)
2024	$5,586.00 (-1.69%)	$729,925 (+15.12%) Land $164,120 Building $565,805	$729,925 (+15.12%) Land $164,120 Building $565,805
2023	$5,682.00
2022		$634,055 Land $193,080 Building $440,975	$634,055 Land $193,080 Building $440,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hood Canal Communications Cable	1,000 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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