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2970 E Oak St, Phoenix, AZ 85008 Property Records

Maricopa County property record for 2970 E Oak St, Phoenix, AZ 85008 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,793 sqft · built 2016
Lot Size0.153 acres (6,641 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Nov 2020)
Tax Bill$2,207 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Dec 2017 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN120-25-070-B

Property Details

APN / Parcel Number

Primary APN120-25-070-B
Alternative APN
  • 12025070B8

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,793 sqft Living Area
Gross Area1,946 sqft
1st Floor Area1,793 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,641 sqft (0.153 acres)
Parking Spaces2 Parking Spaces
Patio Area153 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address2970 E OAK ST
CityPHOENIX
StateAZ
Zip85008-2050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST THOMAS ROAD TRACT 3 MCR 25/25
Legal Range3E
Legal Township2N
Legal Section35
Legal SubdivisionEAST THOMAS ROAD TRACT 3
Legal Tract3
Legal Lot Number109
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2022
Census Tract111502

Owner

Source: Maricopa County records · APN 120-25-070-B

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2970 E OAK ST, PHOENIX, AZ 85008-2050
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Dec 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Nov 24, 2020Warranty Deed, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Prior SaleNov 04, 2016 · Amount on Record
Deed Document Number20201153578
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2970 E OAK ST, PHOENIX, AZ 85008-2050
Transaction TypeMortgage
Record UpdatedNov 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2970 E OAK ST, PHOENIX, AZ 85008-2050

Mortgage

Document Number0000718006
DateSep 19, 2022
Instrument20220718006
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 15, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2970 E OAK ST, PHOENIX, AZ 85008-2050
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyENTITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000937727
DateDec 19, 2017
Instrument2017-0937727
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10013
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 24, 2020
Property Address2970 E OAK ST, PHOENIX, AZ 85008-2050
Document Number0001153578
Map ReferenceMB 25 PG 25
Instrument DateNov 06, 2020
Instrument20201153578
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12821 STRATFORD DR APT 155, 12821, OKLAHOMA CITY, OK 73120-8475

Transferred To (Grantee/Buyer)

NameVerified Name
Address2970 E OAK ST, PHOENIX, AZ 85008-2050

Mortgage

Document Number0001153579
DateNov 24, 2020
Instrument20201153579
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictCreighton Elementary District (PK - 08)
Secondary School DistrictPhoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$45,230 (+144.71%)$452,300 (+5.48%) Land $90,400 Building $361,900
2025$2,207.00 (+5.25%)$18,483 (-58.47%)$428,800 (-3.64%) Land $85,700 Building $343,100
2024$44,500$445,000 Land $89,000 Building $356,000
2023$2,097.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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