Monterey County property record for 2970 Congress Rd, Pebble Beach, CA 93953
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,903 sqft · built 2008 |
| Lot Size | 0.347 acres (15,121 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $24,773 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-661-007-000 |
| Primary APN | 007-661-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,903 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 15,121 sqft (0.347 acres) |
| Garage Area | 449 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 007-661-007 |
|---|---|
| Street Address | 2970 CONGRESS RD |
| City | PEBBLE BEACH |
| State | CA |
| Zip | 93953-2933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTEREY PENINSULA COUNTRY CLUB NO 4 TRACT NO 429 LOT 7 BLK 400 |
| Legal Subdivision | MONTEREY PENINSULA COUNTRY CLUB NO 4 |
| Legal Tract | 429 |
| Legal Block | 400 |
| Legal Lot Number | 7 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 11902 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2970 CONGRESS RD, PEBBLE BEACH, CA 93953-2933 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 21, 2022 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Aug 31, 2017 | Deed of Trust, Mortgage · ARM BOSTON PRIVATE BANK & TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2010 |
| Deed Sale | Jan 8, 2010 |
| Prior Sale | Nov 30, 2005 · Amount on Record |
| Deed Document Number | 20101066 |
| Prior Transfer Date | Dec 6, 2001 |
| Prior Transfer Doc | 0000103714 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 2970 CONGRESS RD, PEBBLE BEACH, CA 93953-2933 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2970 CONGRESS RD, PEBBLE BEACH, CA 93953-2933 |
| Document Number | 0000045696 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 2022045696 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 2970 CONGRESS RD, PEBBLE BEACH, CA 93953-2933 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000046965 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 2017046965 |
| Name | BOSTON PRIVATE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02109 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pacific Grove Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,224,451 (+2%) Land $1,184,971 Building $1,039,480 | |
| 2025 | $24,773.00 (+3.98%) Homeowner's exemption | $2,180,836 (+4.04%) Land $1,161,737 Building $1,019,099 |
| 2023 | $23,825.00 (+2.22%) Homeowner's exemption | $2,096,153 Land $1,116,626 Building $979,527 |
| 2022 | $23,308.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2022–2023) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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