2970 Cherry Ln, Kinston, NC 28504 Property Records

Lenoir County property record for 2970 Cherry Ln, Kinston, NC 28504

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,290 sqft · built 1976
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,000 (Feb 2023)
Tax Bill	$1,151 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`358600958828`

Property Details

APN / Parcel Number

Primary APN	`358600958828`
Alternative APN	`2351`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,290 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	190 ft deep x 123 ft wide
Garage Type	Carport
Garage Area	322 sqft
Carport	Carport
Carport Area	322 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Utility Building	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2970 CHERRY LN
City	KINSTON
State	NC
Zip	28504-9158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2970 CHERRY LN 2970 CHERRY LN
Jurisdiction	LENOIR NC
Township / Civil Division	FALLING CREEK
Census Block Group	2
Census Block	2020
Census Tract	11002

Owner

Source: Lenoir County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2970 CHERRY LN, KINSTON, NC 28504-9158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 29, 2019	Warranty Deed, Transfer · FHA Mortgage ANGEL OAK HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2023 · Amount on Record
Deed Sale	Feb 9, 2023 · Amount on Record
Deed Book / Page	1981 / 311
Prior Transfer Date	May 17, 2013
Prior Transfer Doc	0016900143
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Feb 9, 2023
Property Address	2970 CHERRY LN, KINSTON, NC 28504-9158
Document Number	0019810311
Book / Page	1981 / 311
Map Reference	MB 15 PG 113
Instrument Date	Feb 1, 2023
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10331 RIVER BREAM DR, RIVERVIEW, FL 33569-2722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2970 CHERRY LN, KINSTON, NC 28504-9158

Mortgage

Document Number	0019810314
Date	Feb 9, 2023
Book Page	1981/314

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	Mar 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.9%
Max Rate At Change	7.9%
Index	5-Year TN
Max Rate	11.9%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Mar 29, 2019
Property Address	2970 CHERRY LN, KINSTON, NC 28504-9158
Document Number	0018520557
Book / Page	001852 / 000557
Instrument Date	Mar 27, 2019
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2970 CHERRY LN KINSTON NC 285049158, KINSTON, NC 28504-9158

Mortgage

Document Number	18520559
Date	Mar 29, 2019
Book Page	001852/000559

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, CA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

Tax Assessment & Valuation

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,151.00	$158,894 (-) Land $17,042 Building $141,852	$158,894 (-) Land $17,042 Building $141,852
2025	$1,151.00 (+31.24%)	$158,894 (+63.43%) Land $17,042 Building $141,852	$158,894 (+63.43%) Land $17,042 Building $141,852
2023	$877.00	$97,223 Land $15,000 Building $82,223	$97,223 Land $15,000 Building $82,223

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1999–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KINSTON serves 27,475 people · EPA ID NC0454010
Water Source	Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InfinityLink Communications Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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