297 Yonder Way, Cullowhee, NC 28723 Property Records

Jackson County property record for 297 Yonder Way, Cullowhee, NC 28723

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 2,080 sqft · built 1993
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$388,000 (May 2025)
Tax Bill	$1,520 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7568-51-6689`

Property Details

APN / Parcel Number

Primary APN	`7568-51-6689`
Alternative APN	`126023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Porch	Porch
Porch Area	480 sqft
Patio Area	896 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	297 YONDER WAY
City	CULLOWHEE
State	NC
Zip	28723-2400
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LT 16,17 RIVER RANCH EST
Legal Subdivision	RIVER RANCH EST
Legal Lot Number	16-17
Jurisdiction	JACKSON NC
Township / Civil Division	RIVER
Census Block Group	5
Census Block	5004
Census Tract	950600

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	297 YONDER WAY, CULLOWHEE, NC 28723-2400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 29, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on Record
Deed Sale	May 2, 2025 · Amount on Record
Prior Sale	Jan 7, 2022 · Amount on Record
Deed Book / Page	2396 / 1972
Prior Transfer Date	Oct 27, 2020
Prior Transfer Doc	0022811139
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 7, 2022
Property Address	297 YONDER WAY, CULLOWHEE, NC 28723-2400
Document Number	0023240661
Book / Page	2324 / 661
Map Reference	CAB 6 SL 309
Instrument Date	Jan 6, 2022
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1511 NEPTUNE LN, 1511, HOUSTON, TX 77062-4503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 YONDER WAY, CULLOWHEE, NC 28723-2400

Mortgage

Document Number	0002324667
Date	Jan 7, 2022
Instrument	2324/667

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 29, 2020
Property Address	297 YONDER WAY, CULLOWHEE, NC 28723-2400
Document Number	0022811139
Book / Page	2281 / 1139
Map Reference	CAB 6 SL 309
Instrument Date	Oct 27, 2020
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5812 LAKEVIEW DR, 5812, HANAHAN, SC 29410-2428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 YONDER WAY, CULLOWHEE, NC 28723-2400

Mortgage

Document Number	0022811142
Date	Oct 29, 2020
Instrument	2281/1142

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$400,222 (-) Land $71,510 Building $328,712
2025	$1,520.00 (+75.12%)	$400,222 (+75.21%) Land $71,510 Building $328,712
2023	$868.00	$228,430 Land $39,980 Building $188,450

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	21 (2004–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 13 claims Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Sky Fi Fixed Wireless	10 / 1
Frontier DSL	10 / 1

Cell Coverage

No cell data coverage reported

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