297 Windswept Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 297 Windswept Way, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,785 sqft · built 2021
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on File
Last Sale	$394,400 (Sep 2021)
Tax Bill	$7,305 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010016-0370`

Property Details

APN / Parcel Number

Primary APN	`010016-0370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,785 sqft Living Area
Gross Area	2,255 sqft
1st Floor Area	1,785 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	140 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	297 WINDSWEPT WAY
City	SAINT AUGUSTINE
State	FL
Zip	32092-3147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	104/17-20 SHEARWATER PHASE 2D-2 LOT 37 OR5360/508
Legal Range	27E
Legal Township	05S
Legal Section	41
Legal Subdivision	SHEARWATER PHASE 2D-2
Legal Phase	2D
Legal Block	1
Legal Lot Number	37
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2000
Census Tract	20907

Owner

Source: St. Johns County records · APN 010016-0370

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	297 WINDSWEPT WAY, SAINT AUGUSTINE, FL 32092-3147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2021 · Amount on Record
Deed Sale	Sep 02, 2021 · Amount on Record
Deed Document Number	202197373
Deed Book / Page	5360 / 508
Record Updated	Jun 08, 2026

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 02, 2021
Property Address	297 WINDSWEPT WAY, SAINT AUGUSTINE, FL 32092-3147
Document Number	0053600508
Book / Page	5360 / 508
Map Reference	MB 104 PG 17-20
Instrument Date	Aug 30, 2021
Instrument	2021097373
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,760.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 CROSSWATER PKWY, PONTE VEDRA, FL 32081-0768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 WINDSWEPT WAY, SAINT AUGUSTINE, FL 32092-3147

Mortgage

Document Number	0005360510
Date	Sep 02, 2021
Instrument	5360/510

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,740 (-4.26%) Land $100,000 Building $258,740	$358,740 (-6.75%) Land $100,000 Building $258,740
2025	$7,305.00 (+7.76%) Homeowner's exemption	$374,703 (+2.9%)	$384,701 (-1.13%) Land $100,000 Building $284,701
2024	$6,779.00 (+2.06%) Homeowner's exemption	$364,143 (+3%)	$389,088 (-2.73%) Land $95,000 Building $294,088
2023	$6,642.00 (+5.95%) Homeowner's exemption	$353,537 (+3%)	$399,988 (+16.53%) Land $95,000 Building $304,988
2022	$6,269.00 Homeowner's exemption	$343,240	$343,240 Land $84,000 Building $259,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force

Wildfire

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 171 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.