297 Wild Rose Cir, Chico, CA 95973 Property Records

Butte County property record for 297 Wild Rose Cir, Chico, CA 95973 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,447 sqft · built 1991
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on File
Last Sale	$561,000 (May 2018)
Tax Bill	$8,017 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`047-640-019-000`

Property Details

APN / Parcel Number

Primary APN	`047-640-019-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,447 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Modern
Construction Type	Wood
Lot Area	54,014 sqft (1.24 acres)
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	297 WILD ROSE CIR
City	CHICO
State	CA
Zip	95973-8953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 WILDFLOWER ESTATES SUBDIVISION
Legal Subdivision	WILDFLOWER ESTATES SUB
Legal Lot Number	19
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	4
Census Block	4007
Census Tract	1400

Owner

Source: Butte County records · APN 047-640-019-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	297 WILD ROSE CIR, CHICO, CA 95973-8953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 16, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Prior Sale	Jun 13, 2012 · Amount on Record
Deed Document Number	2018-0016370
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	297 WILD ROSE CIR, CHICO, CA 95973-8953
Transaction Type	Mortgage
Record Updated	Mar 03, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 WILD ROSE CIR, CHICO, CA 95973-8953

Mortgage

Document Number	0000006239
Date	Feb 12, 2021
Instrument	2021-0006239

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	297 WILD ROSE CIR, CHICO, CA 95973-8953
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041230
Date	Sep 17, 2019
Instrument	2019-0041230

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	297 WILD ROSE CIR, CHICO, CA 95973-8953
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011348
Date	Feb 22, 2019
Instrument	2019-0011348

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	297 WILD ROSE CIR, CHICO, CA 95973-8953
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020652
Date	May 26, 2020
Instrument	2020-0020652

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	May 16, 2018
Property Address	297 WILD ROSE CIR, CHICO, CA 95973-8953
Document Number	0000016370
Map Reference	MB118 PG12-14
Instrument Date	May 03, 2018
Instrument	2018-0016370
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	BIDWELL TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	297 WILD ROSE CIR, CHICO, CA 95973-8953

Mortgage

Document Number	0000016371
Date	May 16, 2018
Instrument	2018-0016371

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Butte County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,017.00 (+7.63%)	$681,613 (+4.04%) Land $216,184 Building $465,429
2023	$7,449.00 (+1.6%)	$655,147 Land $207,791 Building $447,356
2022	$7,332.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Butte County (06007C), updated June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060070014004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 40 individual NFIP policies nearby
Nearby Flood Policies	40 in force
Nearby Flood Claims	38 (1995–2025)
Claims Outside the SFHA	20 of 38
Most Recent Claim	Feb 2025, river or lake flooding
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 12 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 7 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 31% of California
Wildfire Likelihood	About 1 in 877 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 104 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: UnWired Broadband Holding, DigitalPath. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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