297 Waters Edge Rd, Pendleton, IN 46064 Property Records

Madison County property record for 297 Waters Edge Rd, Pendleton, IN 46064 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2024
Square Footage	2,704 sqft Living Area
Lot Size	7,841 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$336,439 (2023)
Tax Bill	$3,051.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`48-14-28-200-004.069-013`
Alternative APN	`00039597458`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,704 sqft Living Area
1st Floor	2,704 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Wood Construction
Roof Material	Other (not Classified) Roof
Lot Area	7,841 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	00039597458
Street Address	297 WATERS EDGE RD
City	PENDLETON
State	IN
Zip	46064-5517
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NW 28-18-7 0.18A HUNTZINGER FARMS COLD SPRINGS SECTION 2 LOT 69
Legal Lot Number	69
Jurisdiction	MADISON IN
Minor Civil Division	FALL CREEK
Census Blockgroup	1
Census Block	1021
Census Tract	11502

Owner

Source: Madison County records · APN 48-14-28-200-004.069-013

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	297 WATERS EDGE RD, PENDLETON, IN 46064-5517
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 03, 2023 · Amount on Record
Deed Sale	Oct 03, 2023 · Amount on Record
Deed Doc Number	202313901
Record Refreshed	Sep 20, 2026

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Oct 03, 2023
Property Address	297 WATERS EDGE RD, PENDLETON, IN 46064-5517
Document Number	2023R13901
Map Reference	IN 2023R002796
Instrument Date	Sep 28, 2023
Instrument	2023R13901
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2026
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 WATERS EDGE RD, PENDLETON, IN 46064-5517

Mortgage

Document Number	2023R13902
Date	Oct 03, 2023
Instrument	2023R13902

Lender

Name	VANDERBILT MTG & FINANCE INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Municipality	Pendleton Town
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,051.00 (+30,41%)	$500 Land $500	$500 Land $500
2024	$10.00

Flood & Wildfire

297 Waters Edge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Madison County (18095C), updated August 10, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.