297 Washington St E, Almont, MI 48003 Property Records

Lapeer County property record for 297 Washington St E, Almont, MI 48003

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,390 sqft · built 1950
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Aug 2025)
Tax Bill	$3,186 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`041-504-002-00`

Property Details

APN / Parcel Number

Primary APN	`041-504-002-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,390 sqft Living Area
1st Floor Area	2,390 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	264 ft deep x 132 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	297 WASHINGTON ST E
City	ALMONT
State	MI
Zip	48003-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	01 53 801 000 00 VILLAGE OF ALMONT NORTHERN DIV OF NEWBURGH LOTS 2,3,6 & 7 BLK 4
Legal Subdivision	VILLAGE OF ALMONT NORTHERN DIV
Legal Block	4
Legal Lot Number	2-3,6-7
Jurisdiction	LAPEER MI
Township / Civil Division	ALMONT
Census Block Group	1
Census Block	1006
Census Tract	340500

Owner

297 Washington St E is owned and occupied by an individual who bought it in August 2025.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	297 WASHINGTON ST E, ALMONT, MI 48003-1125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 16, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2025 · Amount on File
Deed Sale	Aug 4, 2025 · Amount on File
Prior Sale	Aug 16, 2023 · Amount on File
Deed Book / Page	3469 / 931
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 16, 2023
Property Address	297 WASHINGTON ST E, ALMONT, MI 48003-1125
Document Number	0033630820
Book / Page	3363 / 820
Map Reference	LB F PG 31
Instrument Date	Aug 4, 2023
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2095 HUNTERS PARK W, SAINT CLAIR, MI 48079-4014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 WASHINGTON ST E, ALMONT, MI 48003-1125

Mortgage

Document Number	0033630372
Date	Aug 14, 2023
Book Page	3363/372

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	297 WASHINGTON ST E, ALMONT, MI 48003-1125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 WASHINGTON ST E, ALMONT, MI 48003-1125

Mortgage

Document Number	0031290709
Date	Sep 16, 2020
Book Page	3129/709

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 297 Washington St E was $3,186.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Almont Village
County	Lapeer County
County Subdivision	Almont Township
Unified School District	Almont Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,100 (+8.03%)	$328,200 (+8.03%)
2025	$3,186.00 Homeowner's exemption	$151,900	$303,800
2023		$119,000	$238,000
2022	$2,149.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 297 Washington St E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 297 Washington St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ALMONT serves 2,674 people · EPA ID MI0000150
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon, Xfinity.

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