297 W Emma St, Osborn, MO 64474 Property Records

DeKalb County property record for 297 W Emma St, Osborn, MO 64474

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,666 sqft · built 1923
Lot Size	4.4 acres (191,664 sqft)
Owner	Individual Name on File
Last Sale	$112,900 (Jun 2017)
Tax Bill	$976 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`452815501504001000400`

Property Details

APN / Parcel Number

Primary APN	`452815501504001000400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
1st Floor Area	980 sqft
Basement Area	980 sqft
Finished Basement	980 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	191,664 sqft (4.4 acres)
Porch	Slab
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	297 W EMMA ST
City	OSBORN
State	MO
Zip	64474-7119
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOTS 1, 2, 3, 10 & W 30' LOT 4, W1/2 LOT 9, BLOCK 5; BLOCK 70 EX E 130'; ABND STREETS & ALLEY, OS ORIGINAL TOWN
Legal Range	31W
Legal Township	57N
Legal Section	15
Legal Subdivision	ORIGINAL TOWN NOW THE CITY OF OSBORN
Legal Block	70
Legal Lot Number	1-9
Jurisdiction	DEKALB MO
Township / Civil Division	COLFAX
Census Block Group	1
Census Block	1127
Census Tract	80200

Owner

297 W Emma St, a rural home, is owned and occupied by an individual who bought it in June 2017.

Source: DeKalb County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	297 W EMMA ST, OSBORN, MO 64474-7119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HSNG AND URBAN DEVELOPMENT
Jun 2, 2017	Deed, Transfer · Conventional Mortgage MORTGAGE INVESTMENT SERVICES CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2017 · Amount on File
Deed Sale	Jun 2, 2017 · Amount on File
Prior Sale	Jun 4, 2012 · Amount on File
Deed Document Number	2017555
Deed Book / Page	224 / 555
Prior Transfer Date	Nov 6, 2012
Prior Transfer Doc	0000001356
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB MO
Property Address	297 W EMMA ST, OSBORN, MO 64474-7119
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00230/1230
Date	Nov 29, 2023
Book Page	230/1230

Lender

Name	SECRETARY OF HSNG AND URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	283 Months
Due	Jun 1, 2047

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DEKALB MO
Recording Date	Jun 2, 2017
Property Address	297 W EMMA ST, OSBORN, MO 64474-7119
Document Number	224/0555
Book / Page	224 / 0555
Instrument Date	May 31, 2017
Instrument	170555
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CAMERON TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 W EMMA ST, OSBORN, MO 64474-7119

Mortgage

Document Number	224/0556
Date	Jun 2, 2017
Book Page	224/0556
Instrument	170556

Lender

Name	MORTGAGE INVESTMENT SERVICES CORP
Type	Mortgage Company
Address	SHAWNEE, KS 66226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 297 W Emma St was $976.

Source: DeKalb County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	DeKalb County
County Subdivision	Colfax Township
Municipality	Osborn City
Unified School District	Osborn R-O School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$976.00	$12,410 Land $2,070 Building $10,340	$65,592 Land $11,160 Building $54,432

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 297 W Emma St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 19, 2003

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 297 W Emma St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSBORN PWS serves 405 people · EPA ID MO1010609
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000

May also be available: Mercury Fiber.

Nearby Properties on W Emma St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures