297 Stephenson Rd, Benson, NC 27504 Property Records

Johnston County property record for 297 Stephenson Rd, Benson, NC 27504

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,588 sqft · built 1990
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Sep 2019)
Tax Bill	$1,528 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07F06058H`

Property Details

APN / Parcel Number

Primary APN	`07F06058H`
Alternative APN	`2000222769`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,588 sqft Living Area
Gross Area	1,753 sqft
1st Floor Area	1,588 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	80,586 sqft (1.85 acres)
Porch	Slab
Porch Area	165 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2000222769
Street Address	297 STEPHENSON RD
City	BENSON
State	NC
Zip	27504-6976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 1 HOLDING 29/265
Legal Subdivision	SUBDIVISION FOR ROBERT P HOLDING III
Legal Lot Number	1
Jurisdiction	JOHNSTON NC
Township / Civil Division	ELEVATION
Census Block Group	2
Census Block	2010
Census Tract	41505

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	297 STEPHENSON RD, BENSON, NC 27504-6976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 30, 2019	Warranty Deed, Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Prior Sale	Jul 29, 2015 · Amount on Record
Deed Document Number	2019629780
Deed Book / Page	5436 / 698
Prior Transfer Date	May 18, 2015
Prior Transfer Doc	0000453293
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	297 STEPHENSON RD, BENSON, NC 27504-6976
Transaction Type	Mortgage
Record Updated	Jan 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001372
Date	Jan 17, 2023
Book Page	6409/42
Instrument	2023001372

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	BENSON, NC 27504

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Sep 30, 2019
Property Address	297 STEPHENSON RD, BENSON, NC 27504-6976
Document Number	0000629780
Book / Page	005436 / 000698
Instrument Date	Sep 27, 2019
Instrument	629780
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	297 STEPHENSON RD BENSON NC 275046976, BENSON, NC 27504-6976

Mortgage

Document Number	629781
Date	Sep 30, 2019
Book Page	005436/000702
Instrument	629781

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,528.00 (-1.61%)	$244,570 (-) Land $60,000 Building $184,570	$244,570 (-) Land $60,000 Building $184,570
2025	$1,553.00 (+36.95%)	$244,570 (+84.85%) Land $60,000 Building $184,570	$244,570 (+84.85%) Land $60,000 Building $184,570
2023	$1,134.00	$132,310 Land $25,000 Building $107,310	$132,310 Land $25,000 Building $107,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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