297 Sepulveda Ct, Milpitas, CA 95035 Property Records

Santa Clara County property record for 297 Sepulveda Ct, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,554 sqft · built 1977
Lot Size	0.241 acres (10,480 sqft)
Owner	2 Individual Names on File
Last Sale	$2,321,000 (May 2022)
Tax Bill	$29,009 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`088-17-039`

Property Details

APN / Parcel Number

Primary APN	`088-17-039`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,554 sqft Living Area
Gross Area	2,077 sqft
1st Floor Area	1,105 sqft
2nd Floor Area	972 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,480 sqft (0.241 acres)
Lot Dimensions	131 ft deep x 80 ft wide
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	297 SEPULVEDA CT
City	MILPITAS
State	CA
Zip	95035-6143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	LOT 64
Legal Tract	5795
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1005
Census Tract	504423

Owner

297 Sepulveda Ct is owned and occupied by two individuals who bought it in May 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	297 SEPULVEDA CT, MILPITAS, CA 95035-6143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 31, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage TECHNOLOGY CU
Aug 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on File
Deed Sale	May 4, 2022 · Amount on File
Prior Sale	Apr 27, 2001 · Amount on File
Deed Document Number	202225296453
Prior Transfer Date	Dec 7, 1993
Prior Transfer Doc	0012262943
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 4, 2022
Property Address	297 SEPULVEDA CT, MILPITAS, CA 95035-6143
Document Number	0025296453
Map Reference	MB 373 PG 42&43
Instrument Date	Apr 27, 2022
Instrument	25296453
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	297 SEPULVEDA CT, MILPITAS, CA 95035-6143

Mortgage

Document Number	0025296454
Date	May 4, 2022
Instrument	25296454

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	Other
Max Rate	8.5%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 31, 2022
Property Address	297 SEPULVEDA CT, MILPITAS, CA 95035-6143
Document Number	0025230146
Map Reference	MB 373 PG 42&43
Instrument Date	Jan 20, 2022
Instrument	25230146
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	297 SEPULVEDA CT, MILPITAS, CA 95035-6143

Mortgage

Document Number	0025230147
Date	Jan 31, 2022
Instrument	25230147

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	297 SEPULVEDA CT, MILPITAS, CA 95035-6143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024370820
Date	Dec 31, 2019
Instrument	24370820

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 29, 2018
Property Address	297 SEPULVEDA CT, MILPITAS, CA 95035-6143
Document Number	0024013497
Instrument Date	Aug 10, 2018
Instrument	24013497
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	297 SEPULVEDA CT MILPITAS CA 950356143, MILPITAS, CA 95035-6143

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 29, 2018
Property Address	297 SEPULVEDA CT, MILPITAS, CA 95035-6143
Document Number	0024013498
Instrument Date	Aug 10, 2018
Instrument	24013498
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	297 SEPULVEDA CT MILPITAS CA 950356143, MILPITAS, CA 95035-6143

Tax Assessment & Valuation

The 2025 property tax bill for 297 Sepulveda Ct was $29,009.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,562,895 (+2%) Land $1,840,134 Building $722,761
2025	$29,009.00	$2,512,643 Land $1,804,053 Building $708,590
2023	$27,774.00 (+136.19%)	$2,367,037 Land $1,734,000 Building $633,037
2022	$11,759.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 297 Sepulveda Ct in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 297 Sepulveda Ct is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	800 / 160
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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