Harnett County property record for 297 River Bluff Dr, Dunn, NC 28334
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,719 sqft · built 2002 |
| Lot Size | 5.91 acres (257,440 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $242,000 (May 2015) |
| Tax Bill | $4,683 (2026) |
| Deeds & Mortgages | Nov 2018 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1500015642 |
| Primary APN | 1500015642 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,719 sqft Heated Area |
| 1st Floor Area | 2,778 sqft |
| Basement Area | 2,778 sqft |
| Unfinished Basement | 2,778 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood Shingle |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 257,440 sqft (5.91 acres) |
| Porch | Porch |
| Porch Area | 496 sqft |
| Patio Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500015642 |
|---|---|
| Street Address | 297 RIVER BLUFF DR |
| City | DUNN |
| State | NC |
| Zip | 28334-9019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LT#2 CHARLES RAY EDWARDS 6.62ACS MAP#2013-350 |
| Legal Subdivision | THOMAS CLIFTON STEWART |
| Legal Lot Number | 2 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | DUKE |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 70500 |
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 297 RIVER BLUFF DR, DUNN, NC 28334-9019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Jan 26, 2017 | Deed of Trust, Mortgage · VA Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2015 · Amount on Record |
| Deed Sale | May 6, 2015 · Amount on Record |
| Deed Document Number | 20156101 |
| Deed Book / Page | 3304 / 92 |
| Prior Transfer Date | Jun 21, 2006 |
| Prior Transfer Doc | 0000012953 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 297 RIVER BLUFF DR, DUNN, NC 28334-9019 |
| Document Number | 0000016866 |
| Instrument Date | Nov 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 297 RIVER BLUFF DR DUNN NC 283349019, DUNN, NC 28334-9019 |
| Document Number | 0000016866 |
|---|---|
| Date | Dec 5, 2018 |
| Book Page | 003658/000942 |
| Instrument | 16866 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | FORT WORTH, TX 76155 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 4, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 297 RIVER BLUFF DR, DUNN, NC 28334-9019 |
| Document Number | 0000001505 |
| Book / Page | 003476 / 000363 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 297 RIVER BLUFF DR DUNN NC 283349019, DUNN, NC 28334-9019 |
| Document Number | 0000001505 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 003476/000363 |
| Instrument | 1505 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2047 |
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,683.00 (+33.46%) | $670,646 (+24.88%) | $670,646 (+24.88%) Land $61,310 Building $609,336 |
| 2025 | $3,509.00 (+1.42%) | $537,045 (-) | $537,045 (-) Land $10,290 Building $526,755 |
| 2023 | $3,460.00 Veteran's exemption | $537,045 | $537,045 Land $10,290 Building $526,755 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1999–2018) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures