297 Ridgemont, Heath (Rockwall), TX 75032 Property Records

Rockwall County property record for 297 Ridgemont, Heath, TX 75032

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,098 sqft · built 2003
Lot Size	1.68 acres (73,181 sqft)
Owner	2 Individual Names on File
Last Sale	$1,107,557 (Feb 2026)
Tax Bill	$19,916 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`474700000047000R`

Property Details

APN / Parcel Number

Primary APN	`474700000047000R`
Alternative APNs	`R52767` `52767`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,098 sqft Living Area
Gross Area	5,726 sqft
1st Floor Area	4,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	73,181 sqft
Garage Type	Attached
Garage Area	1,478 sqft
Parking Spaces	7 Parking Spaces
Porch	Covered Porch
Porch Area	300 sqft
Patio Area	451 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	297 RIDGEMONT
City	ROCKWALL
State	TX
Zip	75032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RIDGE, LOT 47, ACRES 1.68
Legal Subdivision	THE RIDGE
Legal Lot Number	47
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1059
Census Tract	40508

Owner

297 Ridgemont is owned by two individuals who bought it in February 2026.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	297 RIDGEMONT DR, FORNEY, TX 75126-5320
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Vendor's Lien, Transfer GUARANTEED RATE INC
Nov 17, 2020	Vendor's Lien, Transfer · Construction Mortgage THOMAS SELLERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2026 · Amount on File
Deed Sale	Feb 24, 2026 · Amount on File
Prior Sale	Nov 17, 2020 · Amount on File
Deed Document Number	20263315
Prior Transfer Date	Nov 16, 2020
Prior Transfer Doc	0000027999
Record Updated	Sep 20, 2026

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Feb 24, 2026
Property Address	297 RIDGEMONT DR, HEATH, TX 75126-5320
Document Number	0000003315
Map Reference	CAB D SL 357
Instrument Date	Feb 23, 2026
Instrument	20260000003315
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	927 MANUEL DR, FATE, TX 75087-0255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 RIDGEMONT DR, HEATH, TX 75126-5320

Mortgage

Date	Feb 24, 2026

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Nov 17, 2020
Property Address	297 RIDGEMONT DR, HEATH, TX 75126-5320
Document Number	0000027999
Map Reference	CAB D SL 357
Instrument Date	Nov 16, 2020
Instrument	20200000027999
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	519 E INTERSTATE 30320, 519, ROCKWALL, TX 75087

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 RIDGEMONT DR, HEATH, TX 75126-5320
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028000
Date	Nov 17, 2020
Instrument	20200000028000

Lender

Name	THOMAS SELLERS
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 297 Ridgemont was $19,916, up 4.5% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Heath City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,100,000 (-11.99%) Land $398,160 Building $701,840	$1,100,000 (-11.99%) Land $398,160 Building $701,840
2025	$19,916.00 (+4.5%)	$1,249,804 Land $398,160 Building $851,644	$1,249,804 Land $398,160 Building $851,644
2024	$19,058.00 (+19.94%)
2023	$15,890.00	$1,010,388 Land $300,000 Building $710,388	$1,010,388 Land $300,000 Building $710,388
2021	$15,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 297 Ridgemont in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 297 Ridgemont is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HEATH serves 10,464 people · EPA ID TX1990014
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	May 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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