297 Reids Ln, Spring City, TN 37381 Property Records

Rhea County property record for 297 Reids Ln, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 2000
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Feb 2021)
Tax Bill	$837 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072008 03703`

Property Details

APN / Parcel Number

Primary APN	`072008 03703`
Alternative APN	`008 03703`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2006
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	74,052 sqft (1.7 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	320 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	297 REIDS LN
City	SPRING CITY
State	TN
Zip	37381-6151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1
Jurisdiction	RHEA TN
Township / Civil Division	1
Census Block Group	3
Census Block	3000
Census Tract	975000

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	297 REIDS LN, SPRING CITY, TN 37381-6151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit KNOXVILLE TVA EMPLOYEES CU
Feb 22, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG
Sep 22, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG
Apr 27, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Sep 22, 2017 · Amount on Record
Deed Document Number	21006136
Deed Book / Page	491 / 113
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	297 REIDS LN, SPRING CITY, TN 37381-6151
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029949
Date	Sep 10, 2025
Book Page	T734/563
Instrument	25029949

Lender

Name	KNOXVILLE TVA EMPLOYEES CU
Type	Credit Union
Address	KNOXVILLE, TN 37932

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Feb 22, 2021
Property Address	297 REIDS LN, SPRING CITY, TN 37381-6151
Document Number	0000006136
Book / Page	491 / 113
Instrument Date	Feb 18, 2021
Instrument	21006136
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 REIDS LN, SPRING CITY, TN 37381-6151

Mortgage

Document Number	0000006137
Date	Feb 22, 2021
Instrument	21006137

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	297 REIDS LN, SPRING CITY, TN 37381-6151
Document Number	0000004680
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	297 REIDS LN SPRING CITY TN 373816151, SPRING CITY, TN 37381-6151

Mortgage

Document Number	0000004680
Date	Nov 18, 2020
Book Page	000638/000796
Instrument	4680

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 17, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Sep 22, 2017
Property Address	297 REIDS LN, SPRING CITY, TN 37381-6151
Document Number	0000003370
Book / Page	000460 / 000367
Instrument Date	Sep 20, 2017
Instrument	3370
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	TITLE INSURANCE COMPANY, TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	297 REIDS LN SPRING CITY TN 373816151, SPRING CITY, TN 37381-6151

Mortgage

Document Number	3371
Date	Sep 22, 2017
Book Page	000583/000250
Instrument	3371

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RHEA TN
Recording Date	Apr 27, 2017
Property Address	297 REIDS LN, SPRING CITY, TN 37381-6151
Document Number	0000001478
Book / Page	000457 / 000122
Instrument Date	Apr 21, 2017
Instrument	1478
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$246.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	104 LAUREL VALLEY RD WEST LAKE HILLS TX 787464406, WEST LAKE HILLS, TX 78746-4406

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$837.00 (-8.52%)	$62,075 (+52.89%) Land $5,200 Building $56,875
2024			$248,300 (+52.89%) Land $20,800 Building $227,500
2022		$40,600 Land $4,350 Building $36,250	$162,400 Land $17,400 Building $145,000
2021	$915.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1982–2019)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 5 claims Severe Storms And Flooding, Sep 2004 · 10 claims Severe Storms & Flooding, Dec 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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