297 Raper Cir, Lexington, NC 27295 Property Records

Davidson County property record for 297 Raper Cir, Lexington, NC 27295

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,694 sqft · built 1986
Lot Size	0.654 acres (28,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,130 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-006-C-000-0026`

Property Details

APN / Parcel Number

Primary APN	`03-006-C-000-0026`
Alternative APN	`9242710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,694 sqft Total Area
1st Floor Area	1,643 sqft
Basement Area	1,643 sqft
Unfinished Basement	1,643 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,500 sqft (0.654 acres)
Lot Dimensions	190 ft deep x 150 ft wide

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9242710
Street Address	297 RAPER CIR
City	LEXINGTON
State	NC
Zip	27295-5819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	P=16-194 L26&27A BK2372-2134 CARDINAL TER
Legal Subdivision	CARDINAL TERRACE
Jurisdiction	DAVIDSON NC
Township / Civil Division	ARCADIA
Census Block Group	2
Census Block	2010
Census Tract	60301

Owner

Source: Davidson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	297 RAPER CIR, LEXINGTON, NC 27295-5819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Sep 6, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 1994
Deed Sale	Nov 1, 1994
Prior Sale	Feb 1, 1986 · Amount on Record
Deed Book / Page	926 / 217
Last Transfer Date	Jul 23, 2019
Transfer Doc	0023722134
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	297 RAPER CIR, LEXINGTON, NC 27295-5819
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024281148
Date	Sep 10, 2020
Book Page	2428/1148
Instrument	2020000019578

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2045

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIDSON NC
Recording Date	Sep 6, 2019
Property Address	297 RAPER CIR, LEXINGTON, NC 27295-5819
Document Number	0023722134
Book / Page	2372 / 2134
Map Reference	MB 16 PG 194
Instrument Date	Jul 23, 2019
Instrument	2019000018128
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	297 RAPER CIR, LEXINGTON, NC 27295-5819

Mortgage

Document Number	2019000018129
Date	Sep 6, 2019
Instrument	2019000018129

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Aug 1, 2044

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,130.00 (-1.48%)	$179,370 (-)	$179,370 (-) Land $34,000 Building $145,370
2023	$1,147.00	$179,370	$179,370 Land $34,000 Building $145,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Raper Cir

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