297 Racetrack Rd, Hanover, PA 17331 Property Records

Adams County property record for 297 Racetrack Rd, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,344 sqft · built 1980
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (May 2023)
Tax Bill	$6,565 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04 K11-0207-000`

Property Details

APN / Parcel Number

Primary APN	`04 K11-0207-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Lot Area	56,628 sqft (1.3 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Propane

Location & Zoning

Street Address	297 RACETRACK RD
City	HANOVER
State	PA
Zip	17331-8779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	L-0012
Jurisdiction	ADAMS PA
Township / Civil Division	BERWICK
Census Block Group	2
Census Block	2008
Census Tract	30801

Owner

297 Racetrack Rd is owned and occupied by two individuals who bought it in May 2023.

Source: Adams County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	297 RACETRACK RD, HANOVER, PA 17331-8779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Line of Credit CORNING FCU
May 15, 2023	Deed, Transfer · Stand-Alone First Mortgage ACNB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on File
Deed Sale	May 15, 2023 · Amount on File
Deed Book / Page	7092 / 265
Prior Transfer Date	Sep 9, 2008
Prior Transfer Doc	5308/279
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	297 RACETRACK RD, HANOVER, PA 17331-8779
Transaction Type	Mortgage
Record Updated	Dec 22, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007158/307
Date	Nov 30, 2023
Book Page	7158/307

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Nov 29, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	May 15, 2023
Property Address	297 RACETRACK RD, HANOVER, PA 17331-8779
Document Number	007092/265
Book / Page	7092 / 265
Map Reference	MB 40 PG 85&85-A
Instrument Date	May 11, 2023
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	297 RACETRACK RD, HANOVER, PA 17331-8779

Mortgage

Document Number	0007092299
Date	May 15, 2023
Instrument	7092/299

Lender

Name	ACNB BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 10, 2043

Mortgage

Document Number	007092/269
Date	May 15, 2023
Book Page	7092/269

Lender

Name	ACNB BANK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jun 1, 2033
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year T-Bill
Max Rate	11.5%

Tax Assessment & Valuation

The 2026 property tax bill for 297 Racetrack Rd was $6,565.

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Berwick Township
Unified School District	Conewago Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,565.00	$288,300 Land $83,100 Building $205,200
2024	$5,912.00 (+11.34%)	$288,300 (+6.9%) Land $83,100 Building $205,200
2023	$5,310.00	$269,700 Land $77,100 Building $192,600
2010			$288,300 Land $83,100 Building $205,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 297 Racetrack Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 297 Racetrack Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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