Watauga County property record for 297 Panoramic Ln, Boone, NC 28607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,936 sqft · built 2018 |
| Lot Size | 0.531 acres (23,130 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,324 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2922-18-3891-000 |
| Primary APN | 2922-18-3891-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,936 sqft Living Area |
| 1st Floor Area | 1,936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 23,130 sqft (0.531 acres) |
| Garage Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1562724 |
|---|---|
| Street Address | 297 PANORAMIC LN |
| City | BOONE |
| State | NC |
| Zip | 28607-9078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1, PB25 PG449 |
| Legal Lot Number | 1 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | MEAT CAMP |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 920100 |
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 3012, BOONE, NC 28607-0748 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2018 | Deed of Trust, Mortgage · VA Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Oct 29, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 297 PANORAMIC LN, BOONE, NC 28607-9078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019820686 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 1982/0686 |
| Instrument | 670531 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 297 PANORAMIC LN, BOONE, NC 28607-9078 |
| Document Number | 0020580303 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 297 PANORAMIC LN BOONE NC 28607, BOONE, NC 28607 |
| Document Number | 0020580303 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 002058/000303 |
| Instrument | 684265 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2049 |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $600,300 (-) Land $34,400 Building $565,900 | ||
| 2025 | $2,324.00 | $600,300 (-) Land $34,400 Building $565,900 | |
| 2024 | $600,300 Land $34,400 Building $565,900 | ||
| 2023 | $600,300 Land $34,400 Building $565,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (2003–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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