297 Palisade Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 297 Palisade Dr, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,502 sqft · built 2017
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$638,500 (Jun 2023)
Tax Bill$9,273 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN010012-1270

Property Details

APN / Parcel Number

Primary APN010012-1270

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,502 sqft Living Area
Gross Area3,383 sqft
1st Floor Area2,502 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area601 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area539 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address297 PALISADE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description81/43-45 SHEARWATER PHASE 1-5 LOT 127 OR4373/1577 & 5778/1519
Legal Range27E
Legal Township05S
Legal Section26
Legal SubdivisionSHEARWATER PHASE 1-5
Legal Phase1
Legal Block1
Legal Lot Number127
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2000
Census Tract20907

Owner

Source: St. Johns County records · APN 010012-1270

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address297 PALISADE DR, SAINT AUGUSTINE, FL 32092-1138
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2023Warranty Deed, Transfer · Conventional Mortgage
COLUMBIA STATE BANK
Dec 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF ENGLAND
Aug 07, 2018Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
May 15, 2017Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 21, 2023 · Amount on Record
Deed SaleJun 21, 2023 · Amount on Record
Prior SaleMay 15, 2017 · Amount on Record
Deed Document Number202348068
Deed Book / Page5778 / 1519
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 21, 2023
Property Address297 PALISADE DR, SAINT AUGUSTINE, FL 32092-1138
Document Number0057781519
Book / Page5778 / 1519
Map ReferenceMB 81 PG 43-45
Instrument DateJun 09, 2023
Instrument2023048068
Transaction TypeTransfer
Record UpdatedJul 04, 2023
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,469.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11232 BRIGHT PATH CT, JACKSONVILLE, FL 32256-4090

Transferred To (Grantee/Buyer)

NameVerified Name
Address2978 PALISADE DRIVE, SAINT AUGUSTINE, FL 32092

Mortgage

Document Number0057781521
DateJun 21, 2023
Instrument5778/1521
Lender
NameCOLUMBIA STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.92%
Type Change DateJul 01, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.9%
IndexOther
Max Rate10.9%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address297 PALISADE DR, SAINT AUGUSTINE, FL 32092-1138
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address297 PALISADE DR, ST AUGUSTINE, FL 32092-1138

Mortgage

Document Number0051141314
DateDec 03, 2020
Book Page5114/1314
Instrument2020109856
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address297 PALISADE DR, SAINT AUGUSTINE, FL 32092-1138
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045921475
DateAug 07, 2018
Book Page4592/1475
Instrument2018056797
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueJul 27, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateMay 15, 2017
Property Address297 PALISADE DR, SAINT AUGUSTINE, FL 32092-1138
Document Number0043731577
Book / Page4373 / 1577
Map ReferenceMB81 PG43-45
Instrument DateMay 11, 2017
Instrument2017033421
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyAMERICAN HOME TITLE AND ESC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1560 WELLS RD # 105, 1560, ORANGE PARK, FL 32073-6780

Transferred To (Grantee/Buyer)

NameVerified Name
Address297 PALISADE DR, SAINT AUGUSTINE, FL 32092-1138

Mortgage

Document Number2017033422
DateMay 15, 2017
Instrument2017033422
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2032

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$474,605 (-5.86%) Land $120,000 Building $354,605$474,605 (-5.86%) Land $120,000 Building $354,605
2025$9,273.00 (+4.7%) Homeowner's exemption$504,159 (+63.88%)$504,159 (-2.01%) Land $120,000 Building $384,159
2024$8,857.00 (+40.48%)
2023$6,305.00 (+6.13%) Homeowner's exemption$307,647 (+3%)$514,517 (+12%) Land $105,500 Building $409,017
2022$5,941.00 Homeowner's exemption$298,686$459,381 Land $95,200 Building $364,181

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,724 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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