Johnston County property record for 297 Opal Ln, Clayton, NC 27520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,287 sqft · built 2005 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $210,000 (Jan 2021) |
| Tax Bill | $2,153 (2026) |
| Deeds & Mortgages | May 2024 Line of Credit Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05G04039M |
| Primary APN | 05G04039M |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,287 sqft Living Area |
| Gross Area | 2,098 sqft |
| 1st Floor Area | 1,287 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 85 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000235077 |
|---|---|
| Street Address | 297 OPAL LN |
| City | CLAYTON |
| State | NC |
| Zip | 27520-3821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LOT 14S COVENTRY 66/199 |
| Legal Subdivision | COVENTRY SUBDIVISION |
| Legal Lot Number | 14S |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLAYTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 41104 |
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 297 OPAL LN, CLAYTON, NC 27520-3821 |
| Owner Type | Company |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 1, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE OF THE CAROLINAS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2021 · Amount on Record |
| Deed Sale | Jan 4, 2021 · Amount on Record |
| Prior Sale | Dec 7, 2007 · Amount on Record |
| Deed Document Number | 2021725955 |
| Deed Book / Page | 5802 / 71 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 297 OPAL LN, CLAYTON, NC 27520-3821 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000012532 |
|---|---|
| Date | May 1, 2024 |
| Book Page | 6660/281 |
| Instrument | 2024012532 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Jan 4, 2021 |
| Property Address | 297 OPAL LN, CLAYTON, NC 27520-3821 |
| Document Number | 0000725955 |
| Book / Page | 5802 / 71 |
| Map Reference | MB 66 PG 198&199 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 2021725955 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14300 CERVANTES AVE, 14300, GERMANTOWN, MD 20874-3352 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 297 OPAL LN, CLAYTON, NC 27520-3821 |
| Document Number | 0000725956 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 2021725956 |
| Name | TOWNE MORTGAGE OF THE CAROLINAS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,153.00 (+54.56%) | $344,530 (+93.51%) Land $85,000 Building $259,530 | $344,530 (+93.51%) Land $85,000 Building $259,530 |
| 2023 | $1,393.00 | $178,040 Land $44,000 Building $134,040 | $178,040 Land $44,000 Building $134,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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