York County and Saco City property record for 297 North St, Saco, ME 04072
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 4 ba · 2,696 sqft · built 1900 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $379,400 (Jan 2022) |
| Tax Bill | $6,498 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T0385R |
| Primary APN | T0385R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,696 sqft Living Area |
| Gross Area | 4,286 sqft |
| 1st Floor Area | 1,810 sqft |
| Basement Area | 818 sqft |
| Unfinished Basement | 818 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | T0385R |
|---|---|
| Street Address | 297 NORTH ST |
| City | SACO |
| State | ME |
| Zip | 04072-1853 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | MDR |
| Legal Lot Number | 5 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 5200 |
Source: York County and Saco City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 297 NORTH ST, SACO, ME 04072-1853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) PEOPLESCHOICE CREDIT UNION |
| Jan 26, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK OF RHODE ISLAND |
| Sep 23, 2019 | Deed of Trust, Transfer PEOPLESCHOICE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2022 · Amount on Record |
| Deed Sale | Jan 26, 2022 · Amount on Record |
| Prior Sale | Sep 26, 2019 · Amount on Record |
| Deed Book / Page | 18937 / 296 |
| Transfer Doc | 0173240103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 297 NORTH ST, SACO, ME 04072-1853 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0194100360 |
|---|---|
| Date | Mar 29, 2024 |
| Book Page | 19410/360 |
| Instrument | 2024009053 |
| Name | PEOPLESCHOICE CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Jan 26, 2022 |
| Property Address | 297 NORTH ST, SACO, ME 04072-1853 |
| Document Number | 0189370296 |
| Book / Page | 18937 / 296 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 2022004223 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | MISC COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 297 NORTH ST, SACO, ME 04072-1853 |
| Document Number | 2022004224 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022004224 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 297 NORTH ST, SACO, ME 04072-1853 |
| Document Number | 0180550290 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2019 |
| Title Company | STEWART TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 297 NORTH ST SACO ME 040721853, SACO, ME 04072-1853 |
| Document Number | 0180550290 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 018055/000290 |
| Instrument | 40753 |
| Name | PEOPLESCHOICE CU |
|---|---|
| Type | Credit Union |
| Address | SACO, ME 04072 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 25, 2049 |
Source: York County and Saco City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,498.00 (+24.55%) | $457,600 (+23.24%) Land $110,000 Building $347,600 |
| 2024 | $5,217.00 (+4.21%) | $371,300 (+35.96%) Land $112,600 Building $258,700 |
| 2022 | $5,006.00 | $273,100 Land $85,800 Building $187,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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