297 N Rock St, Gilbert, AZ 85234 Property Records

Maricopa County property record for 297 N Rock St, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,262 sqft · built 1994
Lot Size	0.157 acres (6,865 sqft)
Owner	2 Company Names on Record
Last Sale	$440,000 (Jul 2023)
Tax Bill	$1,575 (2025)
Deeds & Mortgages	Jul 2023 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`309-01-531`

Property Details

APN / Parcel Number

Primary APN	`309-01-531`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,262 sqft

Exterior

Year Built	Built 1994
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,865 sqft (0.157 acres)
Parking Spaces	2 Parking Spaces
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	297 N ROCK ST
City	GILBERT
State	AZ
Zip	85234-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	HUNTERS POINT AT WIND DRIFT MCR 360-46
Legal Range	06E
Legal Township	01S
Legal Section	08
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	HUNTERS POINT AT WIND DRIFT
Legal Lot Number	59
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	422509

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	297 N ROCK ST, GILBERT, AZ 85234-1014
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC
Sep 24, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Dec 8, 2017	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Prior Sale	Sep 27, 2013 · Amount on Record
Deed Document Number	20230388062
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 26, 2023
Property Address	297 N ROCK ST, GILBERT, AZ 85234-1014
Document Number	0000388062
Map Reference	MB 360 PG 46
Instrument Date	Jul 19, 2023
Instrument	20230388062
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	297 N ROCK ST, GILBERT, AZ 85234-1014

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	297 N ROCK ST, GILBERT, AZ 85234-1014

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	297 N ROCK ST, GILBERT, AZ 85234-1014
Transaction Type	Mortgage
Record Updated	Oct 1, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 N ROCK ST, GILBERT, AZ 85234-1014

Mortgage

Document Number	0001035111
Date	Sep 24, 2021
Instrument	20211035111

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	297 N ROCK ST, GILBERT, AZ 85234-1014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000910213
Date	Dec 8, 2017
Instrument	2017-0910213

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	1.87%
Max Rate At Change	3.87%
Index	1-Year CMT
Max Rate	7.87%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,520 (-0.66%)	$375,200 (-0.66%) Land $75,000 Building $300,200
2025	$1,575.00 (+24.31%)
2024		$37,770 (+22.35%)	$377,700 (+22.35%) Land $75,500 Building $302,200
2023	$1,267.00 (+3.26%)	$30,870 Land $6,170 Building $24,700	$308,700 Land $61,700 Building $247,000
2022	$1,227.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber, Verizon.

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