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297 N Main St, Mars Hill, NC 28754 Property Records

Madison County property record for 297 N Main St, Mars Hill, NC 28754

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,437 sqft · built 1957
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on Record
Last Sale$120,000 (Nov 2019)
Tax Bill$883 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9747-86-6224

Property Details

APN / Parcel Number

Primary APN9747-86-6224
Alternative APNs
  • 9747866224 0004212
  • 4212

Interior

Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,437 sqft Heated Area
1st Floor Area1,437 sqft
Basement Area1,437 sqft
Unfinished Basement1,437 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1970
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area23,087 sqft (0.53 acres)
Garage TypeCarport
Garage Area420 sqft
CarportCarport
Carport Area420 sqft
PorchSlab
Porch Area120 sqft
Deck Area266 sqft

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Street Address297 N MAIN ST
CityMARS HILL
StateNC
Zip28754-9012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal DescriptionPL:9-93
Legal SubdivisionJUSTIN POLIZZI AND MONICA POLIZZI
Legal Block86
JurisdictionMADISON NC
Township / Civil Division3, MARS HILL
Census Block Group1
Census Block1043
Census Tract10601

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address297 N MAIN ST, MARS HILL, NC 28754-9012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Nov 7, 2019Warranty Deed, Transfer
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2019 · Amount on Record
Deed SaleNov 7, 2019 · Amount on Record
Deed Document Number2019334448
Deed Book / Page678 / 472
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NC
Property Address297 N MAIN ST, MARS HILL, NC 28754-9012
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008190410
DateSep 16, 2025
Book Page819/410
Instrument359355
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressPO BOX 25279, RALEIGH, NC 27611
Agreement
TypeLine of Credit
Interest
Change FrequencyMonthly

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NC
Recording DateNov 7, 2019
Property Address297 N MAIN ST, MARS HILL, NC 28754-9012
Document Number0006780472
Book / Page000678 / 000472
Instrument DateNov 7, 2019
Instrument334448
Transaction TypeTransfer
Record UpdatedNov 22, 2019
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address297 N MAIN ST MARS HILL NC 28754, MARS HILL, NC 28754

Mortgage

Document Number6780483
DateNov 7, 2019
Book Page000678/000483
Instrument334451
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
AmountAmount Recorded
Term360 Months
DueNov 6, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMadison County
MunicipalityMars Hill Town
Unified School DistrictMadison County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$883.00$195,448 (+65.39%) Land $27,037 Building $168,411$195,448 (+65.39%) Land $27,037 Building $168,411
2023$118,175 Land $22,914 Building $95,261$118,175 Land $22,914 Building $95,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MARS HILL
serves 3,030 people · EPA ID NC0158010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
French Broad EMC
Fiber		1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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