297 Morton St E, Saint Paul, MN 55107 Property Records

Ramsey County property record for 297 Morton St E, Saint Paul, MN 55107

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,390 sqft · built 2002
Lot Size	0.113 acres (4,920 sqft)
Owner	Individual Name on Record
Last Sale	$225,636 (May 2017)
Tax Bill	$5,394 (2025)
Deeds & Mortgages	Dec 2021 Second Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-28-22-42-0012`

Property Details

APN / Parcel Number

Primary APN	`08-28-22-42-0012`
Alternative APNs	`8213560` `635486`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Family Room	Family Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Architectural Style	Split Level
Exterior Material	Frame/Wood
Construction Type	Wood
Lot Area	4,920 sqft (0.113 acres)
Lot Dimensions	123 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	635486
Street Address	297 MORTON ST E
City	SAINT PAUL
State	MN
Zip	55107-3055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST SIDE LAND AND COTTAGE,COS LOT 15 BLK 36
Legal Range	22
Legal Township	28
Legal Section	08
Legal Subdivision	WEST SIDE LAND AND COTTAGE,COS
Legal Block	36
Legal Lot Number	15
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1003
Census Tract	37200

Owner

Source: Ramsey County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	297 MORTON ST E, SAINT PAUL, MN 55107-3055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Apr 2, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
May 1, 2017	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2017 · Amount on Record
Deed Sale	May 1, 2017 · Amount on Record
Prior Sale	May 22, 2012 · Amount on Record
Deed Document Number	20174656584
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	297 MORTON ST E, SAINT PAUL, MN 55107-3055
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04922891
Date	Dec 7, 2021
Instrument	A04922891

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2036

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	297 MORTON ST E, SAINT PAUL, MN 55107-3055
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04916680
Date	Nov 2, 2021
Instrument	A04916680

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	297 MORTON ST E, SAINT PAUL, MN 55107-3055
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04874512
Date	Apr 2, 2021
Instrument	A04874512

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	May 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 1, 2017
Property Address	297 MORTON ST E, SAINT PAUL, MN 55107-3055
Document Number	0004656584
Instrument Date	Apr 26, 2017
Instrument	4656584
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	PARTNERS TITLE COMPANY, PARTNERS TITLE CO.

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$745.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 MORTON ST E ST PAUL MN 551073055, ST PAUL, MN 55107-3055

Mortgage

Document Number	4656585
Date	May 1, 2017
Instrument	4656585

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

Mortgage

Document Number	4656586,
Date	May 1, 2017
Instrument	4656586

Lender

Name	PRIME LNDG
Address	LAKE ELMO, MN 55042

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,700 (+11.16%) Land $22,800 Building $314,900	$337,700 (+11.16%) Land $22,800 Building $314,900
2025	$5,394.00 (+17.88%)
2023	$4,576.00 Homeowner's exemption	$303,800 Land $17,600 Building $286,200	$303,800 Land $17,600 Building $286,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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