297 Jess Lyons Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 297 Jess Lyons Rd, Columbus, MS 39705

Property Summary

Property TypeDuplex
Details1 ba · 2,145 sqft · built 1993
Lot Size0.9 acres (39,204 sqft)
OwnerIndividual Name on Record
Last Sale$254,891 (Aug 2026)
Tax Bill$1,765 (2025)
Deeds & MortgagesAug 2026 Construction Loan
Aug 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN42W000006602

Property Details

APN / Parcel Number

Primary APN42W000006602
Alternative APNs
  • 029921
  • 29921

Interior

Full Baths1 Bath
Building Area2,145 sqft Total Area
1st Floor Area2,145 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleDuplex Single
Construction TypeWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area39,204 sqft (0.9 acres)
Gazebo90 sqft
Total Buildings3 Buildings

Location & Zoning

Street Address297 JESS LYONS RD
CityCOLUMBUS
StateMS
Zip39705-2881
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionPT SE4 297/309 JESS LYONS RD
Legal Range18W
Legal Township17S
Legal Section16
Legal SubdivisionLABELLE ESTATES
JurisdictionLOWNDES MS
Township / Civil Division2
Census Block Group1
Census Block1056
Census Tract102

Owner

Source: Lowndes County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address503 5TH ST S, COLUMBUS, MS 39701-6709
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2026Warranty Deed, Construction Loan · Construction Mortgage
BANK OF COMMERCE
Aug 29, 2024Deed of Trust, Mortgage · Conventional Mortgage
GUARANTY BANK & TRUST CO
Jun 1, 2023Deed of Trust, Mortgage
FIRST AMERICAN NATIONAL BANK
Jun 1, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2026 · Amount on Record
Deed SaleAug 17, 2026 · Amount on Record
Prior SaleAug 4, 2023
Deed Document Number2026
Deed Book / Page2026 / 6262
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateAug 17, 2026
Property Address297 JESS LYONS RD, COLUMBUS, MS 39705-2881
Document Number2026006262
Book / Page2026 / 6262
Instrument DateAug 14, 2026
Transaction TypeConstruction Loan
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 5TH ST S, COLUMBUS, MS 39701-6709

Mortgage

Document Number2026020115,
DateAug 17, 2026
Book Page2026/20115
Lender
NameBANK OF COMMERCE
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term60 Months
DueAug 13, 2031
Interest
Max Rate-1%

Mortgage

Document Number2026020126,
DateAug 17, 2026
Book Page2026/20126
Lender
NamePOINT 2 FUND LLC
Agreement
AmountAmount Recorded
Interest
Max Rate-1%

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address297 JESS LYONS RD, COLUMBUS, MS 39705-2881
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202417272
DateAug 29, 2024
Book Page2024/17272
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term10 Months
DueJun 3, 2025

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address297 JESS LYONS RD, COLUMBUS, MS 39705-2881
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202311268
DateJun 1, 2023
Book Page2023/11268
Instrument1031778
Lender
NameFIRST AMERICAN NATIONAL BANK
TypeBank
Agreement
AmountAmount Recorded
Term59 Months
DueMay 25, 2028

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateJun 1, 2023
Property Address297 JESS LYONS RD, COLUMBUS, MS 39705-2881
Document Number0020234449
Book / Page2023 / 4449
Instrument DateMay 25, 2023
Instrument1031777
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address956 PLYMOUTH BLUFF ACCESS, COLUMBUS, MS 39701-6645

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictLowndes County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,765.00 (+1.2%)$18,043 (+9.7%)$120,280 (+9.7%) Land $8,750 Building $111,530
2024$1,744.00 (+9.75%)
2023$1,589.00$16,447$109,640 Land $8,750 Building $100,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1990)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
4-County Fiber
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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