297 Hwy Ave, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 297 Hwy Ave, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,716 sqft · built 1998
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,167 (2025)
Deeds & Mortgages	Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`096-014-004-4`

Property Details

APN / Parcel Number

Primary APN	`096-014-004-4`
Alternative APN	`096-014-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	6,750 sqft (0.155 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	297 HIGHWAY AVE
City	BAY POINT
State	CA
Zip	94565-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	BELLA MONTE SUB #2 LOT 5 BLK 5
Legal Subdivision	BELLA MONTE SUB #2
Legal Block	5
Legal Lot Number	5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	3
Census Block	3015
Census Tract	314103

Owner

Source: Contra Costa County records · APN 096-014-004-4

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	297 HIGHWAY AVE, BAY POINT, CA 94565-1721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 18, 2006
Transfer Doc	0000125807
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	297 HIGHWAY AVE, BAY POINT, CA 94565-1721
Transaction Type	Mortgage
Record Updated	May 08, 2024
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 HIGHWAY AVE, BAY POINT, CA 94565-1721

Mortgage

Document Number	0000039527
Date	Apr 29, 2024
Instrument	2024-039527

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$125,129 (+2%) Land $19,606 Building $105,523
2025	$2,167.00 (+6.91%) Homeowner's exemption	$122,676 (+4.04%) Land $19,222 Building $103,454
2023	$2,027.00 (+0.6%) Homeowner's exemption	$117,915 Land $18,477 Building $99,438
2022	$2,015.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 699 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.