297 Hill St, Murphy, NC 28906 Property Records

Cherokee County property record for 297 Hill St, Murphy, NC 28906

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,000 sqft · built 1968
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$75,000 (Jun 2018)
Tax Bill	$1,791 (2025)
Deeds & Mortgages	Nov 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`459207772638000`

Property Details

APN / Parcel Number

Primary APN	`459207772638000`
Alternative APN	`47334`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,000 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Wood Truss
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	33 ft deep x 34 ft wide
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	105 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	47334
Street Address	297 HILL ST
City	MURPHY
State	NC
Zip	28906-3511
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	HB
Legal Description	FR EHRHART & COLEMAN 673/7 716/244
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2031
Census Tract	930402

Owner

Source: Cherokee County records · APN 459207772638000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7934 W NC 10 HWY, VALE, NC 28168-9515
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2018 · Amount on Record
Deed Sale	Jun 01, 2018 · Amount on Record
Deed Document Number	0000041669
Record Updated	Jun 08, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	297 HILL ST, MURPHY, NC 28906-3511
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01599/0605
Date	Nov 02, 2018
Book Page	01599/0605
Instrument	05296

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	248 Months
Due	Jul 02, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Municipality	Murphy Town
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,791.00	$279,770 (-)	$279,770 (-) Land $68,820 Building $210,950
2023		$279,770	$279,770 Land $68,820 Building $210,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CND Acquisition.

Based on FCC filings for 157 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF MURPHY serves 4,498 people
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.