297 Highland Dr, Oxnard, CA 93035 Property Records

Ventura County property record for 297 Highland Dr, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,457 sqft · built 1981
Lot Size	0.04 acres (1,750 sqft)
Owner	2 Company Names on File
Last Sale	$1,000,000 (Aug 2025)
Tax Bill	$9,544 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`206-0-315-435`

Property Details

APN / Parcel Number

Primary APN	`206-0-315-435`
Alternative APN	`2060182795`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,457 sqft Living Area
1st Floor Area	431 sqft
2nd Floor Area	1,026 sqft
Upper Floors Area	38 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	1,750 sqft (0.04 acres)
Lot Dimensions	70 ft deep x 24 ft wide
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces
Deck Area	247 sqft
Patio Area	494 sqft

Location & Zoning

Old Parcel Number	2060182795
Street Address	297 HIGHLAND DR
City	OXNARD
State	CA
Zip	93035-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBH
Legal Description	LOT: 432 REF: 018MR 022
Legal Subdivision	HOLLYWOOD BY THE SEA
Legal Block	315
Legal Lot Number	432
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2009
Census Tract	3618

Owner

Source: Ventura County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	309 ROSSMORE DR, OXNARD, CA 93035-4466
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
May 29, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	May 29, 2018 · Amount on Record
Deed Document Number	202560557
Prior Transfer Date	Dec 19, 2011
Prior Transfer Doc	0000196833
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	297 HIGHLAND DR, OXNARD, CA 93035-4412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 HIGHLAND DR, OXNARD, CA 93035-4412

Mortgage

Document Number	0000183834
Date	Nov 3, 2020
Instrument	20201103-00183834

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	May 29, 2018
Property Address	297 HIGHLAND DR, OXNARD, CA 93035-4412
Document Number	0000060491
Map Reference	MB18 PG22
Instrument Date	Mar 23, 2018
Instrument	20180529-00060491
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	297 HIGHLAND DR, OXNARD, CA 93035-4412

Mortgage

Document Number	0000060492
Date	May 29, 2018
Instrument	20180529-00060492

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Elementary School District	Hueneme Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,000,000 (+22.92%) Land $650,000 Building $350,000
2025	$9,544.00 (+0.87%) Homeowner's exemption	$813,544 (+4.04%) Land $529,090 Building $284,454
2024	$9,462.00 (+5.29%)
2023	$8,987.00 (+2.92%) Homeowner's exemption	$781,954 Land $508,545 Building $273,409
2022	$8,732.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHANNEL ISLANDS BEACH CSD serves 5,011 people · EPA ID CA5610039
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, California Internet.

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