297 Garden St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 297 Garden St, Fall River, MA 02720

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,435 sqft · built 1930
Lot Size	0.093 acres (4,042 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,500 (Jul 2019)
Tax Bill	$4,090 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0P-08 B:0000 L:0046`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0P-08 B:0000 L:0046`
Alternative APN	`M:0P=08 B:0000 L:0046`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,435 sqft Living Area
Gross Area	2,456 sqft
Basement Area	828 sqft
Unfinished Basement	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,042 sqft (0.093 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	297 GARDEN ST
City	FALL RIVER
State	MA
Zip	02720-5807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	46
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2002
Census Tract	642400

Owner

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	297 GARDEN ST, FALL RIVER, MA 02720-5807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 18, 2019	Quit Claim Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2019 · Amount on Record
Deed Sale	Jul 18, 2019 · Amount on Record
Prior Sale	Jan 17, 1977 · Amount on Record
Deed Document Number	201911471
Deed Book / Page	9821 / 224
Prior Transfer Date	Jul 17, 2019
Prior Transfer Doc	9821-224
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	297 GARDEN ST, FALL RIVER, MA 02720-5807
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010571-327
Date	May 18, 2021
Book Page	10571/327
Instrument	11367

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jul 18, 2019
Property Address	297 GARDEN ST, FALL RIVER, MA 02720-5807
Document Number	9821-224
Book / Page	9821 / 224
Instrument Date	Jul 17, 2019
Instrument	11471
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 SCHOOL ST APT 5, 5, ROXBURY, MA 02119-3150

Mortgage

Document Number	11472
Date	Jul 18, 2019
Instrument	11472

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,090.00 (+5.79%)	$357,200 (+6.15%) Land $131,100 Building $226,100	$381,235 (-1.16%)
2024	$3,866.00 (+9.15%)	$336,500 (+16.56%) Land $126,000 Building $210,500	$385,700
2023	$3,542.00	$288,700 Land $113,200 Building $175,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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