297 Franklin Ave, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 297 Franklin Ave, Belleville, NJ 07109

Property Summary

Property Type	Single Family Home
Details	1,044 sqft · built 1942
Lot Size	0.1 acres (4,343 sqft)
Owner	2 Individual Names on Record
Last Sale	$303,000 (Oct 2019)
Tax Bill	$10,368 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-02601-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`01-02601-0000-00025`
Alternative APNs	`010055100035` `00006089`

Interior

Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Construction Type	Frame
Lot Area	4,343 sqft (0.1 acres)
Lot Dimensions	103 ft deep x 11 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00006089
Street Address	297 FRANKLIN AVE
City	BELLEVILLE
State	NJ
Zip	07109-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42.11X103.1
Legal Block	2601
Legal Lot Number	25
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	3
Census Block	3005
Census Tract	14000

Owner

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	297 FRANKLIN AVE, BELLEVILLE, NJ 07109-1701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 4, 2019	Deed of Trust, Mortgage · FHA Mortgage ALTERRA HM LNS
Oct 15, 2019	Grant Deed, Transfer · FHA Mortgage ALTERRA HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Prior Sale	Nov 27, 2012 · Amount on Record
Deed Document Number	201997489
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	297 FRANKLIN AVE, BELLEVILLE, NJ 07109-1701
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	ELITE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021028325
Date	Mar 9, 2021
Instrument	2021028325

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	297 FRANKLIN AVE, BELLEVILLE, NJ 07109-1701
Document Number	0000097493
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	297 FRANKLIN AVE BELLEVILLE NJ 071091701, BELLEVILLE, NJ 07109-1701

Mortgage

Document Number	0000097493
Date	Oct 15, 2019
Instrument	97493

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 15, 2019
Property Address	297 FRANKLIN AVE, BELLEVILLE, NJ 07109-1701
Document Number	0000097489
Instrument Date	Oct 3, 2019
Instrument	97489
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	297 FRANKLIN AVE BELLEVILLE NJ 071091701, BELLEVILLE, NJ 07109-1701

Mortgage

Document Number	97493
Date	Oct 15, 2019
Instrument	97493

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,400 (-) Land $123,000 Building $126,400	$249,400 (-) Land $123,000 Building $126,400
2025	$10,368.00 (+3.08%)	$249,400 (-) Land $123,000 Building $126,400	$249,400 (-) Land $123,000 Building $126,400
2024	$10,058.00 (+4.73%)
2023		$249,400 Land $123,000 Building $126,400	$249,400 Land $123,000 Building $126,400
2022	$9,604.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	43 (1978–2021)
Claims Outside the SFHA	9 of 43
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Aug 2011 · 11 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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