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297 First St, Concord, MI 49237 Property Records

Jackson County property record for 297 First St, Concord, MI 49237 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1997
Square Footage1,518 sqft Living Area
Lot Size26,136 sqft (0.6 acres)
Garage576 sqft
OccupancyOwner Occupied
Last Sale$310,000 (2021)
Tax Bill$3,889.00 (2025)

Owner

Source: Jackson County records · APN 045-11-34-101-006-00

Assessment roll updated June 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address297 FIRST ST, CONCORD, MI 49237-9643
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
WATERSTONE MORTGAGE CORP
Oct 06, 2021Intrafamily Transfer, Transfer
Feb 18, 2020Deed of Trust, Mortgage · Line of Credit
COUNTY NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 02, 2021 · Amount on Record
Deed SaleNov 02, 2021 · Amount on Record
Prior SaleNov 14, 1997
Deed Doc Number20212897990
Deed Book / Page2199 / 100
Prior Transfer DateOct 05, 2021
Prior Transfer Doc0002895743
Record RefreshedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MI
Recording DateNov 02, 2021
Property Address297 FIRST ST, CONCORD, MI 49237-9643
Document Number0002897990
Book / Page2199 / 100
Map ReferenceLB 30 PG 14&15
Instrument DateOct 29, 2021
Instrument2897990
Transaction TypeTransfer
Record UpdatedDec 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,666.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address297 FIRST ST, 297, CONCORD, MI 49237-9643

Transferred To (Grantee/Buyer)

NameVerified Name
Address5359 HORTON RD, JACKSON, MI 49201-9778

Mortgage

Document Number0021990101
DateNov 02, 2021
Instrument2199-0101
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON MI
Recording DateOct 06, 2021
Property Address297 FIRST ST, CONCORD, MI 49237-9643
Document Number0002895743
Book / Page2197 / 453
Map ReferenceLB 30 PG 14&15
Instrument DateOct 05, 2021
Instrument2895743
Transaction TypeTransfer
Record UpdatedNov 18, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4743 RIVERBEND DR, 4743, CONCORD, MI 49237-9400

Transferred To (Grantee/Buyer)

NameVerified Name
Address297 FIRST ST, CONCORD, MI 49237-9643

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address297 FIRST ST, CONCORD, MI 49237-9643
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002843020
DateFeb 18, 2020
Book Page2156/1031
Instrument2843020
Lender
NameCOUNTY NATIONAL BANK
TypeBank
AddressHILLSDALE, MI 49242
Agreement
TypeLine of Credit
AmountAmount Recorded
Term130 Months
DueDec 01, 2030

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
County SubdivisionConcord Township
MunicipalityConcord Village
Unified School DistrictConcord Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$167,600 (+8.9%) Land $167,600$335,200 (+8.9%) Land $335,200
2025$3,889.00 (-17.08%)$153,900 (+12.42%) Land $153,900$307,800 (+12.42%) Land $307,800
2024$4,690.00 (-28.89%)
2023$136,900 Land $136,900$273,800 Land $273,800
2022$6,595.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (26075C), updated May 3, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN045-11-34-101-006-00

Interior

Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,518 sqft Living Area
1st Floor1,518 sqft 1st Floor
Basement Area1,518 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area26,136 sqft (0.6 acres)
Depth X Width135 ft x 193 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address297 FIRST ST
CityCONCORD
StateMI
Zip49237-9643
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 6 VILLAGE ACRES ESTATES VILLAGE OF CONCORD
Legal SubdivisionVILLAGE ACRES ESTATES
Legal Lot Number6
JurisdictionJACKSON MI
Minor Civil DivisionCONCORD
Census Blockgroup1
Census Block1015
Census Tract6403

Nearby Properties on First St

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