297 E Merrimack St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 297 E Merrimack St, Lowell, MA 01852

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Lot Size0.16 acres (6,970 sqft)
OwnerCompany Name on File
Last Sale$345,000 (Mar 2015)
Tax Bill$13,494 (2026)
Deeds & MortgagesNov 2020 Refinance
Flood ZoneZone X (minimal risk)
APNB90230

Property Details

APN / Parcel Number

Primary APNB90230
Alternative APNs
  • LOWE M:199 B:1950 L:297
  • M:000199 T:B90230

Interior

Units2 Units

Exterior

Lot Area6,970 sqft (0.16 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account NumberB90230
Street Address297 E MERRIMACK ST
CityLOWELL
StateMA
Zip01852-2407
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeTMF
Legal Block1950
Legal Lot Number297
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1013
Census Tract312400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Washington Square Historic District (Boundary Increase)
listed 1999 · 4 contributing resources · NRIS 99001307

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

297 E Merrimack St, a residential property, is owned by a company that bought it in March 2015.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 922, LOWELL, MA 01853-0922
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2015 · Amount on File
Deed SaleMar 16, 2015 · Amount on File
Deed Book / Page28890 / 231
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address297 E MERRIMACK ST, LOWELL, MA 01852-2407
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number034965-185
DateNov 24, 2020
Book Page34965/185
Instrument60991
Lender
NameSALEM FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 297 E Merrimack St was $13,494, up 2% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,494.00 (+2.04%)$1,188,900 (+3.21%) Land $151,900 Building $1,037,000$657,559
2025$13,224.00 (+10.94%)$1,151,900 (+15.1%) Land $132,400 Building $1,019,500
2024$11,920.00 (+4%)$1,000,800 (+8.45%) Land $129,700 Building $871,100
2023$11,461.00$922,800 Land $112,700 Building $810,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 297 E Merrimack St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2007)
Most Recent ClaimApr 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 297 E Merrimack St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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