297 E 31st St, Paterson, NJ 07504 Property Records

Passaic County and Paterson City property record for 297 E 31st St, Paterson, NJ 07504

Property Summary

Property Type	Single Family Home
Details	1,827 sqft
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$124,000 (Apr 2021)
Tax Bill	$8,115 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-08515-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`08-08515-0000-00017`
Alternative APN	`08L1380000000008`

Interior

Stories	2 Stories
Building Area	1,827 sqft Living Area

Exterior

Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08L1380000000008
Street Address	297 E 31ST ST
City	PATERSON
State	NJ
Zip	07504-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	8515
Legal Lot Number	17
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	3
Census Block	3012
Census Tract	182501

Owner

297 E 31st St is owned and occupied by two individuals who bought it in April 2021.

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	297 E 31ST ST, PATERSON, NJ 07504-1525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Feb 11, 2015 · Amount on File
Deed Document Number	202126416
Deed Book / Page	4016 / 205
Prior Transfer Date	Mar 30, 2021
Prior Transfer Doc	0000026416
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 16, 2021
Property Address	297 E 31ST ST, PATERSON, NJ 07504-1525
Document Number	0000026416
Book / Page	D4016 / 205
Instrument Date	Mar 30, 2021
Instrument	2021026416
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	RIDGEVIEW TITLE AND SETTLEMENT, RIDGEVIEW TTL & SETMNTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 BROADWAY # 2, 2, PATERSON, NJ 07505-1033

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	297 E 31ST ST, PATERSON, NJ 07504-1525

Mortgage

Document Number	0000026417
Date	Apr 16, 2021
Instrument	2021026417

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 297 E 31st St was $8,115, up 4.7% from the year before.

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,700 (+198.29%) Land $247,500 Building $206,200	$453,700 (+198.29%) Land $247,500 Building $206,200
2025	$8,115.00 (+4.71%)	$152,100 Land $49,500 Building $102,600	$152,100 Land $49,500 Building $102,600
2024	$7,750.00
2023		$152,100 (-) Land $49,500 Building $102,600	$152,100 (-) Land $49,500 Building $102,600
2022	$7,060.00	$152,100 Land $49,500 Building $102,600	$152,100 Land $49,500 Building $102,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 297 E 31st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 297 E 31st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20