297 Danube Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 297 Danube Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,224 sqft · built 1964
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (May 2002)
Tax Bill	$10,966 (2025)
Deeds & Mortgages	Jan 2024 Transfer May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-384-10`

Property Details

APN / Parcel Number

Primary APN	`040-384-10`
Alternative APN	`040-384-10-000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,224 sqft Living Area
Gross Area	2,735 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	7,710 sqft (0.177 acres)
Garage Type	Attached
Garage Area	511 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	297 DANUBE DR
City	APTOS
State	CA
Zip	95003-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	PARK WILSHIRE SUB TR #388
Legal Lot Number	73
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1008
Census Tract	122004

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	297 DANUBE DR, APTOS, CA 95003-2808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Intrafamily Transfer, Transfer
May 27, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Aug 15, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 30, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2002 · Amount on Record
Deed Sale	May 16, 2002 · Amount on Record
Deed Document Number	200236006
Last Transfer Date	Jan 18, 2024
Transfer Doc	0000001201
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 22, 2024
Property Address	297 DANUBE DR, APTOS, CA 95003-2808
Document Number	0000001201
Map Reference	MB 40 PG 29
Instrument Date	Jan 18, 2024
Instrument	2024-0001201
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	617 E LAKE AVE, WATSONVILLE, CA 95076-3508

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	297 DANUBE DR, APTOS, CA 95003-2808
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 DANUBE DR, APTOS, CA 95003-2808

Mortgage

Document Number	0000016601
Date	May 27, 2022
Instrument	2022-0016601

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	297 DANUBE DR, APTOS, CA 95003-2808
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 DANUBE DR, APTOS, CA 95003-2808

Mortgage

Document Number	0000020711
Date	Apr 9, 2021
Instrument	2021-0020711

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	297 DANUBE DR, APTOS, CA 95003-2808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026964
Date	Aug 15, 2017
Instrument	2017-0026964

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	297 DANUBE DR, APTOS, CA 95003-2808
Document Number	0000028205
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	297 DANUBE DR APTOS CA 950032808, APTOS, CA 95003-2808

Mortgage

Document Number	0000028205
Date	Sep 19, 2019
Instrument	28205

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$851,375 (+2%) Land $482,196 Building $369,179
2025	$10,966.00 (+10.31%) Homeowner's exemption	$834,682 (+4.04%) Land $472,741 Building $361,941
2023	$9,941.00 (+2.27%) Homeowner's exemption	$802,270 Land $454,384 Building $347,886	$1,237,500
2022	$9,720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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