297 Community Rd, Davis, NC 28524 Property Records

Carteret County property record for 297 Community Rd, Davis, NC 28524

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 1920
Lot Size	0.306 acres (13,329 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jun 2023)
Tax Bill	$968 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`7368.01.18.1930000`

Property Details

APN / Parcel Number

Primary APN	`7368.01.18.1930000`
Alternative APNs	`489308` `558454` `49177`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,752 sqft Heated Area
Gross Area	1,422 sqft
1st Floor Area	608 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,329 sqft (0.306 acres)
Lot Dimensions	82 ft deep x 139 ft wide
Porch	Slab
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	49177
Street Address	297 COMMUNITY RD
City	DAVIS
State	NC
Zip	28524-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L16 B2 COMMUNITY RD DAVIS
Legal Block	18
Legal Lot Number	16
Jurisdiction	CARTERET NC
Township / Civil Division	DAVIS
Census Block Group	1
Census Block	1022
Census Tract	970102

Owner

297 Community Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	297 COMMUNITY RD, DAVIS, NC 28524-7006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2023 · Amount on File
Deed Sale	Jun 13, 2023 · Amount on File
Deed Document Number	20231801349
Deed Book / Page	1801 / 349
Prior Transfer Date	Dec 16, 2010
Prior Transfer Doc	0013620077
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jun 13, 2023
Property Address	297 COMMUNITY RD, DAVIS, NC 28524-7006
Document Number	0018010349
Book / Page	1801 / 349
Instrument Date	Jun 13, 2023
Instrument	1801349
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 MORADA BAY DR, NEWPORT, NC 28570-5218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 COMMUNITY RD, DAVIS, NC 28524-7006

Mortgage

Document Number	0001801350
Date	Jun 13, 2023
Instrument	1801350

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year CMT
Max Rate	11.4%

Tax Assessment & Valuation

The 2025 property tax bill for 297 Community Rd was $968.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,537 (-) Land $24,830 Building $213,707	$238,537 (-) Land $24,830 Building $213,707
2025	$968.00	$238,537 Land $24,830 Building $213,707	$238,537 Land $24,830 Building $213,707
2023		$99,053 (-) Land $27,105 Building $71,948	$99,053 (-) Land $27,105 Building $71,948
2022	$682.00	$99,053 Land $27,105 Building $71,948	$99,053 Land $27,105 Building $71,948

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 297 Community Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 128 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	872 (1982–2025)
Claims Outside the SFHA	11 of 872
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 181 claims Hurricane Irene, Aug 2011 · 171 claims Hurricane Isabel, Sep 2003 · 233 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 297 Community Rd is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 94% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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