Albany County and Westerlo Town property record for 297 Co Rte 413, Westerlo, NY 12193
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,706 sqft · built 1995 |
| Lot Size | 5.6 acres (243,936 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Jun 2010) |
| Tax Bill | $3,631 (2026) |
| Deeds & Mortgages | Apr 2023 Transfer Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013800 150.-1-2.20 |
| Primary APN | 013800 150.-1-2.20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,706 sqft Living Area |
| 1st Floor Area | 1,706 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 243,936 sqft (5.6 acres) |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 92 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 15000000010020200000 |
|---|---|
| Street Address | 297 COUNTY ROUTE 413 |
| City | WESTERLO |
| State | NY |
| Zip | 12193-1912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDA |
| Legal Block | 1 |
| Legal Lot Number | 2.020 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WESTERLO |
| Census Block Group | 1 |
| Census Block | 1110 |
| Census Tract | 14803 |
Source: Albany County and Westerlo Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 297 COUNTY ROUTE 413, WESTERLO, NY 12193-1912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2023 | Intrafamily Transfer, Transfer |
| Jan 17, 2018 | Deed of Trust, Mortgage THE BANK OF GREENE COUNTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2010 · Amount on Record |
| Deed Sale | Jun 17, 2010 · Amount on Record |
| Deed Document Number | 2010674268 |
| Deed Book / Page | 2981 / 286 |
| Last Transfer Date | Apr 17, 2023 |
| Transfer Doc | 0000000502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Apr 25, 2023 |
| Property Address | 297 COUNTY ROUTE 413, WESTERLO, NY 12193-1912 |
| Document Number | 0000000502 |
| Instrument Date | Apr 17, 2023 |
| Instrument | R2023-7502 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 297 COUNTY ROUTE 413, WESTERLO, NY 12193-1912 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 297 COUNTY ROUTE 413, WESTERLO, NY 12193-1912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001311 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | R2018-01311 |
| Name | THE BANK OF GREENE COUNTY |
|---|---|
| Type | Bank |
| Address | CATSKILL, NY 12414 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jan 5, 2023 |
Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Westerlo Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,631.00 (+48.14%) | ||
| 2025 | $2,451.00 (+34.52%) | $1,200 (-) Land $200 Building $1,000 | $206,897 (+10.35%) Land $34,483 Building $172,414 |
| 2023 | $1,200 (-) Land $200 Building $1,000 | $187,500 (+17.19%) Land $31,250 Building $156,250 | |
| 2022 | $1,200 Land $200 Building $1,000 | $160,000 Land $26,667 Building $133,333 | |
| 2021 | $1,822.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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